If they are listed on your policy then they should be covered. Most insurance companies have a setting that is designated as "away at school" and is a lesser rate. If they are no longer a resident or a dependent, then they should be covered if they borrowed your vehicle as coverage is afforded for drivers that you loan your vehicle to.
yes, but it may depend on your insurance company's polacy as well as Texas state laws.
Yes, it will be covered.
that depends on your auto insurance, not the state.
"Covered lives" is a term used by health insurance companies to indicates how many people have health insurance - whether on a particular insurance plan, or in a region, a state, or in the country as a whole.
Absolutely not! This is not legal. They are your children regardless of "who's turn it is" to claim them on taxes. I advise you explain this to HR and tell them that if not covered, you will have a lawyer contact them.NOTE: As this is a "legal" question I suggest you contact the Insurance commissioner (or their title for your state) and have them provide you an answer for your situation, in your state.
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
In Florida, the answer is no: the children are all covered under medicaid. since the foster care system is done at the state level, it's possible that the answer to this varies from state to state.
Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered while driving.
The minimum requirements are liablilty insurance, and anyone driving the automobile must be covered. You must have proof of financial responsibilty.
In my state the answer is no, as the trailer is covered by your auto insurance. Contact your insurance carrier to find out about your state.
no
It depends on the state and the insurance you have; in general, childbirth is covered on most women's policies, so be sure that she has insurance and that it covers childbirth.