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For this issue to have progressed this far, you have ignored a lot of mail and many phone calls. Unless you can get in contact with the original creditor (or collection agency) and attempt a settlement, you may wish to retain counsel. Never ignore these kinds of phone calls and letters. As troubling as they may be, they are never as difficult as being sued or having your wages garnished. If it were me, I would be on the phone to an attorney.

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16y ago
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Q: Attorney had sheriff serve civil summons on your job for credit card debt in Georgia Sheriff stated you can do nothing if you wish but they can garnish your wages What are your options?
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