A healthy individual should opt for the coverage that best suits his insurance needs. The "no medical exam" is an option that most affects the provider, not the insured.
Yes, you can get individual health insurance but you may have to pay more for it.
www.bluecross.com has individual health insurance options.
There are a lot of different websites where an individual can find affordable health insurance in California. Examples would include CalHealth, and California Healthy Choice.
Individual health insurance can help you by giving you something to fall back on, if your family health insurance fails, or something bad happens in the future.
Health insurance deductables are what you have to meet out of pocket before your health insurance companies begin paying.
Group health insurance is required to accept all employees regardless of their health while individual insurance can deny coverage to unhealthy people. They also calculate renewal rates differently.
Individual Health Insurance
The types of insurance that an individual should buy is home insurance, car insurance, disability insurance, life insurance, health insurance and liability insurance.
Wet dreams are perfectly normal and healthy.
Although most people know that health insurance is important both for their health and finances, they often don't understand how important individual dental insurance is. Doctors, researchers and dentists have all found evidence that as teeth decay, so do diets and as a result, individual health. On the other hand, if teeth are regularly inspected and problems dealt with, then personal health is better. Also, numerous diseases including cancers can be detected by dentists, rather than doctors. Individual dental insurance keeps patients from neglecting their teeth. Healthy teeth, gums, tongue and mouth are essentials for an individual's medical health.