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Can I have a different Credit score with each credit reporting agency?
Wiki User
∙ 14y ago
Yes. In fact, 3 different scores is far more common than matching scores. Each agency gets separate reports and almost always have slightly different information. Therefore, getting exactly matching scores is quite uncommon.
Wiki User
∙ 14y ago
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When Will The Credit Reporting Agency Respond To A Credit Report Dispute?
Whenever you submit a credit report dispute, the credit reporting agency has as much as 45 days from receiving your dispute to do an analysis. The credit reporting agency generally will get 30 days to research your dispute, but when you signal more details inside the 30-day window, the credit reporting agency will get yet another 15 days, getting the total to 45. Once the credit reporting agency has got the outcomes of the analysis, the agency should inform you about the results within 5 working days.
How do you remove a reposession from a credit report when the reposesion was the finance company's error?
File a consumer dispute with the credit reporting agency. You can do that online as each reporting agency has it's own website.
What does xpn1 previous status 09 in credit report mean?
XPN1, XPN2.....are reports from the credit reporting agency Experian EFX1, EFX2.....are reports from the credit reporting agency Equifax 1 and 2 most likely identify you and your spouses individual report with a combined rating for certain types of credit.
Where can one look up his credit card rating?
If someone wishes to view their credit rating, the Fair Credit Reporting Act allows that person to contact any credit reporting agency to obtain a copy, for free, once per year. The three major credit reporting agencies are Experian, Equifax, and TransUnion.
How do you remove a repossession on your credit report after bankruptcy is discharged?
You present proof that the repossession never occured. You can dispute it with the credit reporting agency.
What is a credit reporting agency?
A credit reporting agency (CRA) is a company that gathers and sells financial history information
Who do you get your credit score from?
The CRA (Credit Reporting Agency/Bureaus).
When Will The Credit Reporting Agency Respond To A Credit Report Dispute?
Whenever you submit a credit report dispute, the credit reporting agency has as much as 45 days from receiving your dispute to do an analysis. The credit reporting agency generally will get 30 days to research your dispute, but when you signal more details inside the 30-day window, the credit reporting agency will get yet another 15 days, getting the total to 45. Once the credit reporting agency has got the outcomes of the analysis, the agency should inform you about the results within 5 working days.
Are credit reporting agencies international?
There is no largely recognized agency that acts as an international credit bureau. The laws surrounding credit reporting are complex and would be very difficult to apply and enforce internationally.
What is the difference between a Consumer Reporting Agency and A Credit Reporting Agency under the guidelines of the Fair Credit Reporting Act?
there is no difference, it is the same. They were called Credit reaporting agencies several years ago, then the terms was changed to consumer reporting agencies as they are not used for more than just Credit Reporting.
Law that stops a company from reporting to a credit agency while the matter is in litigation?
cite the law that prevents a company from reporting to a credit agency while that item is in litigation?
What federal agency helps protect your credit rights?
The federal Fair Credit Reporting Act
What time limit is required for a collection agency to wait before reporting to your credit?
By federal mandate, the credit reporting agency must NOT report you to the credit bureaus until 30 days past the date of the letter sent to you.
How do you remove a reposession from a credit report when the reposesion was the finance company's error?
File a consumer dispute with the credit reporting agency. You can do that online as each reporting agency has it's own website.
Does a real estate lien from an HOA affect your personal credit?
The lien can be reported to a credit reporting agency.
What credit report agency does Georgia bank and trust use for mortgage?
When trying to get a mortgage from Georgia Bank and Trust, it is a common practice for the bank to run your credit through one of three credit reporting agencies. The website for the bank does not list what credit reporting agency they use.
Where can one find a Credit Reporting Agency?
Credit reporting agencies can be found in a number of locations. The most common locations are the yellow pages, on online at equifax, gcs-credit, and consumer.ftc.
