yes you can have merchant account eventhough you have bad credit, check on this CommercePaymentSystems.com
Information on fixing a bad credit merchant account can be found online. Websites such as 'Instabill', 'High risk-Merchant Account', and 'Emerchantbroker'.
I am not clear as to exactly what you are asking, but I can refer you to a couple of good resources for businesses whose owners have a bad credit history, but are seeking to get a merchant account. These are The Merchant Account Advisor and Merchant Account Exploer. Both have web pages devoted to the bad credit merchant account issue and list a number of processors who should be able to help.
Someone with bad credit could open a merchant account with their bank, provided that their bank offers merchant accounts. Additionally, someone with bad credit could open a merchant account overseas, as overseas merchant processors don't typically pull credit reports.
Bad "credit" on a merchant account usually means lots of chargebacks. You need to decrease the number of chargeback requests you receive by improving your customers' satisfaction.
One could get a Merchant account with bad credit from Durango Direct, 2Checkout, eWay, Safe Charge, Card Processing Solutions and Sagepay companies. A merchant account is usually set up for businesses that accept credit or debit cards as part of their payment options.
Businesses with bad credit can obtain loans at several locations. Merchant Loans, Unsecured Business Funding, and Fast Up Front all offer unsecured loans for shaky companies.
Someone with bad credit can obtain auto insurances at various places. Bad credit shouldn't stop someone from wanting to obtain auto insurance. Direct Insurance is a company that will provide auto insurance to people with bad credit.
If you have a bad credit rating, you will have to pay a higher interest rate. This will be like a penalty for having bad credit.
In order to obtain a bad credit loan a person has to have a credit score is 620 anything below that would be considered high risk.
Someone with bad credit can still obtain mortgages in the UK. Some of the companies that offer mortgages for people with bad credit are Alexander Hall and ASAP Mortgages.
To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.