ALL debts/obligations and ALL assets MUST be in your filing. You can not pick and chose. All are different priorities, and some may not be "dischargable". Utilities are just like any other dischargeable unsecured debt.
Pacific Gas and Electric filed for Chapter 11 bankruptcy in April 2001
no
Seek advice from a professional. Your local bankruptcy attorney is there to help you.
no
Yes
It is when an indivdual (or married couple) file for bankruptcy rather than a business or corporation.
Of course.
If you are filing for personal bankruptcy it is not necessary to have a lawyer. If you are filing for business bankruptcy, you must retain a lawyer on your behalf.
Sure
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
Yes, you can file for personal bankruptcy and then later file for medical bankruptcy, as these are not mutually exclusive. However, it's important to note that the type of bankruptcy you choose (e.g., Chapter 7 or Chapter 13) can impact your eligibility and the process for subsequent filings. Consulting with a bankruptcy attorney can help clarify your specific situation and guide you through the process. Additionally, you should be aware of the waiting periods and legal implications of multiple filings.
yes, but if you are, than RUN!