ALL debts/obligations and ALL assets MUST be in your filing. You can not pick and chose. All are different priorities, and some may not be "dischargable". Utilities are just like any other dischargeable unsecured debt.
Pacific Gas and Electric filed for Chapter 11 bankruptcy in April 2001
no
Seek advice from a professional. Your local bankruptcy attorney is there to help you.
Yes
no
It is when an indivdual (or married couple) file for bankruptcy rather than a business or corporation.
Of course.
If you are filing for personal bankruptcy it is not necessary to have a lawyer. If you are filing for business bankruptcy, you must retain a lawyer on your behalf.
Sure
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
yes, but if you are, than RUN!
Yes