Can a 16 year old be covered driving your car with your permission with state farm?
This question does not make sense but looking at the gist if it I would definitely sat that the answer is no. Covered for what exactly? You get permission "from" not "with".
Can a person that has state farm car insurance let someone else drive their car even if that person is not on the policy?
You must check with the traffic rules of your state. As a GENERAL statement - if the pickup is registered for FARM USE ONLY - AND - you are driving it from YOUR farm to YOUR field or field-to-field of YOUR farm, you are probably okay. But NOT as a means of general trasnportation (e.g.: NOT from your farm to somebody else's farm across the county or across the state!)
It may depend on the state's law, but generally, all motor vehicles can be operated without a driver's licence off the roads. This includes farm equipment. It can generally be used on your own property or on that of someone else who has already given permission. A driver's licence is generally only needed when you are driving on state/town roads.
I actually looked into this a bit and prior, I thought they were ran at the time of renewal. Turns out, it is not, it depends on which State Farm company you are insured under (there are many subsidary companies, depending on what state your in, your driving record at the time of application etc). Say for example in IL - State Farm Mutual or State Farm Fire & Casualty. The State Farm Mutual MVR's…
State Farm offers young driver and student car insurance providing low rates and discounts. In several states college students are actually still covered by their parents insurance polices but if a student isn't covered by their parents or wishes to get their own they can get a quote and apply online at State Farm.
State Farm Mutual and State Farm Fire (AKA Standard) are one of two State Farm Insurance Company programs that you can qualify into at the time of the application - Advantages of being in State Farm Mutual are: * Good Driving Discounts * Accident free discounts every 3, 6 and 10 years * Possibility of earning a Guaranteed Renewable Policy (After 15+ years without claims) * Significantly lower premiums State Farm Fire is the non-preferred…
No. Another View: It may depend on the state laws of your state but, as a general rule, you do not require a license to operate a farm tractor on the public roads while going from field-to-field or farm-to-field. However, simply operating a tractor does NOT give you permission to use it as general transportation.
The answer depends not on what state the damage occurred in, but what kind of coverage you have. If it is your car, damage from an animal is covered under "comprehensive" coverage. Look at the declarations page of your policy to see if you have this. For homeowners insurance, usually damage from larger animals, like raccoons is covered, but smaller animals, like rodents, termites, etc are not covered.
Farm Insurance Ask your current Property and Casualty lines Insurance Agent to start with. Family farms can usually be covered under Personal Property lines and will usually be cheaper. Hobby farms can often be covered under a Personal Homeowners Insurance Policy. If the Owner is a Corporate entity then it will most likely be classified as Commercial Property lines. Corporate Owners generally experience Higher Risk exposures. Also note that most states have a state Farm…