Yes..fault doesn't matter.
Yes, you can file a lawsuit in the proper court and recover your damages if the person is unwilling to pay voluntarily.
Yes!
No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
If you never go back to that country, pretty much nothing. However, your driving permissions in the country will likely be revoked, so if you ever return, you could be arrested for driving there.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
99% of all insurance companies will cover such situations.
ANSWERIt is an at fault accident, any way. Backing accidents are always at fault. I assume that the nanny had your permission to drive the car, however, was nagligent. Your insurance co will tell you to collect your damages form the nanny.
If you were driving someone else's truck and put a dent in the door, you are responsible to pay for the damages. They can sue you but you will also lose your friend. It's not worth it. Just take responsibility for what you did and do the right thing.
Yours
no