The Federal Civil Rights Act guarantees all people the right to "full and equal enjoyment of the goods, services, facilities, privileges, advantages, and accommodations of any place of public accommodation, without discrimination or segregation on the ground of race, color, religion, or national origin."
But in the case of a private business, there are rules. Many banks now charge for statements and copies of checks and such. But there should not be a refusal other than that if you are the owner of the bank account.
Yes. It is mandatory. The bank is supposed to send a periodic statement to its customer to ensure that the customer can keep track of what is happening in their bank account. However, if it is a passbook account, an account where the bank issues a passbook for the account, sending statements is not mandatory because the customer already has a book that contains those details.
The bank cannot do that. Any customer of the bank who wants to deposit a bank draft into their account can do that. A bank cannot refuse to accept a customer's draft for deposit. You have the right to deposit it with any bank that you have an account with (unless it is a fake draft).
Most banks usually send a hard-copy (paper) statement of the list of transactions in your bank account every month or every quarter. A statement is nothing but a record of all transactions that happened on your bank account. It gives an opportunity to the customer to check if all the transactions were legitimate. If the customer feels that one or more transactions were not done by them, they can file a complaint with the bank.
Yes. A Dormant Account is one which is inactive for a long period of time. The bank keeps it in Dormant or Inactive status to avoid malpractice or unauthorized activity in it. In such cases, the bank will not accept any deposits or issue payments from the account. They have all the right to refuse payments on a dormant account. The customer has to reactivate his/her account before they can perform transactions in it.
any bank has the right to refuse to cash checks if you are not already a customer. some will some won't.
This means that a check you took from a customer could not be deposited into your account because they did not have the money to cover their check. The bank deducted the amount of the check from your account.
There may not be difference between cashbook and bank statement balance in bank if all the payments and remittances are debited and credited in the bank account on the month itself.It may not be possible under certain circumstances. For example if a check has been paid to the customer and if the customer has not deposited the check in his/her account naturally the bank account will show an excess balance corresponding to the check in question.Similarly if a check remitted in the account needs clearing from other bank there also possibilities for difference.
Hello, A bank statement is a listing from the bank of the deposits to and withdrawals from a depositor's bank account. A statement of account is actually a billing statement - a documents that asks the person/ company to whom a statement of account is addressed to pay the amount stated in the said document. Tessjavier from the Philippines
A customer can sometimes get free gift certificates for opening an account with Chase bank.
An account statement is a record of transactions and their effect on bank account balances.
An account statement is a record of transactions and their effect on bank account balances.
You cannot. Banks in India are not interconnected to one another. Each bank maintains an account of customer records separately. So, the customer himself may have to visit each of the banks where he has accounts to get a statement of all his fixed deposit accounts. If anyone apart from the actual customer wants this information, banks will refuse to divulge the information unless they are from the police department.