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Can a bank report a charge off on a customer that has filed bankruptcy?
Wiki User
∙ 15y ago
Yes... the charge off is an accounting entry by them, and if it happened, they may report it to the credit agencies. Charge offs don't change your obligation to pay, just reflects their expectation to receive the money. Once the BK is finalized, they will probably note that it was cleared by BK, so others don't think you still owe it. They cannot try and collect the debt during BK...but credit reporting is not an attempt to collect it. Anything other than accurate reporting of things to the credit agencies by those using the services would result in credit reports being meaningless. Basically, your BK and the accounts it effected will be reported for 10 years from discharge, although the case, being of public record, may well be available to anyone that cares for much longer.
Wiki User
∙ 15y ago
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In Maryland how long does a bankruptcy stay on your credit report?
Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.
If you filed Chapter 7 and your credit report indicates a charge off of 11720 can they still try to collect the sum even if Chapter 7 was filed?
it will show the balance & the bankruptcy followed there after.so the answer is NO. GOOD LUCK
If you filed chapter 13 and had it dismissed and paid of the debt is there any way to get it off of your credit report?
No. Filing a bankruptcy creates a public record that does not go away because you did not complete the bankruptcy. - once you file and get a case number you have filed for bankruptcy. if you didn't follow through and it got dismissed is regardless. you still filed for bankruptcy and it will still be on your credit report.
When must a bank charge off a credit card?
When you have filed Bankruptcy.
When you file chapter 7 bankruptcy and the case was dimissed will this show up on my credit report?
Yes. It will show that you filed bankruptcy and that the bankruptcy was dismissed.
If you filed bankruptcy July 2002 how long will it be on your credit report?
10 years
Can a bank collect on an old checking account if the customer has filed bankrusptsy?
Was that debt including in bankruptcy.
Paula filed for Chapter 7 bankruptcy when she was 25 years old. How old will she be when the bankruptcy is removed from her credit report?
35 years old
How can you find out the date a bankruptcy should be removed from your credit report?
Look at the date your bankruptcy was filed. 10 years from that date it should be off.
Can bankruptcy be removed from your credit report if you filed for Chapter 7 but did not complete the proceedings?
No. A bankruptcy becomes a public record as soon as it is filed. Its the same as any other type of lawsuit. Even if they are dismissed, they will still show up when searching for your name. The fact that a bankruptcy was not completed does not negate the fact that it was filed.
Can a judgment be put on your credit if the debt was part of the bankruptcy?
Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.
Is chapter 7 bankruptcy clear 10 years from court announcement or hearing date?
Chapter 7 Bankruptcy will be removed from a credit report 10 years after the date the Bankruptcy was FILED.
