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Out of two only one driver was insured. One driver passed away during the course of employment. Liability of the insurance company under Motor Insurance Policy IMT 28?
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Does your son with learner's permit needs auto insurance?
Anyone driving a motor vehicle needs to be on an insurance policy. Contact your insurance carrier and have him added to your policy, or purchase a policy for him, whichever is cheaper.
Will insurance pay for a car motor damaged from a flood?
Engine, not motor, and that depends on your insurance policy. If you don't have flood insurance specifically, flood damage is typically not covered.
How does liability insurance work when the driver has an accident and kills a passenger due to drunk driving?
Barring any policy exclusions to the contrary, the driver would be held responsible (assuming they were at fault for the accident), and their Bodily Injury Coverage, (and perhaps medpay and pip, and some others) would cover this sensless death, up to the policy limit. More accident/loss details and I could perhaps assist you more.In the UK all drivers must have in place a valid policy of motor insurance which will cover injury or death to third parties as well as damage to third party vehicles. The motor insurance policy will pay for the fatality caused here, but terms of the insurance policy might allow the money to be recouped from the driver depending on the clause relating to excessive alcohol consumption. The driver would also face a criminal conviction. To read all about the different types of motor vehicle insurance see the related link entitled "accident car insurance" and to see the claims process following a fatal accident see the related link entitled "fatal accident".
Do parents have to pay to add a minor on their insurance policy?
Absolutely. Minor or not, your automobile policy requires that you notify the insurance company of any and all household members and anyone who drives your vehicle. Many times there is not even any additional premium to add drivers to your policy. The premiums depends on many factors including driver age, motor vehicle record, previous accidents, sex of driver, and other issues depending on the insurance companies rate structure. Be honest with your insurance company if you want them to pay your claims when you need them.
What companies offer a motor insurance policy?
There are many companies that offer a motor insurance policy. These include More Than, The Co-operative, Aviva, Admiral, Direct Line, Tesco, Progressive and many more.
How can a 18 year old driver get motor vehicle insurance?
An 18 year old driver living on their own can obtain motor vehicle insurance from local insurance companies such as "State Farm" or "Farmers Insurance". These places as well as many others like "Progressive Insurance" and "Geico Insurance" can be found online for coverage.
What are the benefits of short term motor insurance?
Short term motor insurance has many benefits. The greatest benefit of short term motor insurance is that it allows someone to add a temporary driver to a car, and extends their regular insurance to cover the temporary driver. This allows someone to go on a road trip and not worry about being uninsured and on the road.
Can I take my drivers test in my parents without me being on the insurance?
No, you will need to be added to their policy if you're underage. You're required to be an insured driver any time you're operating a motor vehicle. If you're driving and hit something/someone, your parents insurance will exclude you unless their policy includes probationary drivers.
How does young driver motor insurance differ from regular motor insurance?
Motor insurance for young, inexperienced drivers is always much more expensive. This is due to the much greater risk of a young driver being involved in an accident, and also because they have not built up a safe driving record over a number of years.
What companies offer young driver motor insurance?
Several different insurance companies offers young drivers motor insurance. Some of these companies include: Endsleigh Corporation and Quinn Direct Corporation.
Can you drive an insured car without insurance?
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
