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You could open a credit card business but you would still need to use a bank. It would be just like having multiple credit cards. You manage all the accounts but you still need the bank to do so.

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12y ago
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Q: Can a business offer credit cards without being a bank, credit union or a financial institution?
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How can a small business begin to accept a credit card for payment?

A small business can begin to start accepting credit cards for payment by setting up a merchant account with their bank or financial institution. The business will next need to obtain processing equipment through their financial institution.


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