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Any catalog that does not provide credit through (1) a loan from a bank or (2) a credit card is fine for you if you have bad credit.

Most retailers, however, realize that they are not good at the credit business, so they partner with a financial institution. Anytime a catalog business is affiliated with a financial institution, they will use standard credit checks to determine if you qualify. In this case, you want to avoid those retailers.

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Q: What is the best catalouge to get if you have bad credit?
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