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Yes. The legal action is terminated by the automatic stay. However, whether the credit card debt is discharged depends on how recently the card was used and for what.
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∙ 15y ago
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Can you get arrested for a civil action law suit for a credit card debt?
no
Is it okay to tell a credit card company or a collection agency that you are filing bankruptcy?
Yes, in fact they might ask the debtor if that is what they are considering. It is the opinion of some that a creditor might rush to file suit but this is a ridiculous argument, as lawsuits can be stopped and then discharged in bankruptcy. Also it takes an average of 15-20 months for the typical creditor-debtor suit to reach court, as opposed to the average bankruptcy filing of a few months.
Can you use chapter 13 ifyou are guilty in alaw suit?
Yes and no. You can file for chapter 13 bankruptcy HOWEVER your obligations to pay the judgment against you will not go away.
If inder chapter 13 and a new bill from current is going for a law suit can it be added to the chapter 13?
Question is unclear but - any debts which you incurred before bankruptcy filing but were not presented until AFTER your bankruptcy petition is accepted, are subject to the bankruptcy. HOWEVER - after the bankruptcy has been filed, you may NOT go out and incur NEW debt. Any newly incurred debt will NOT be protected by the bankruptcy shield.
Can a debt collector still collect your debt if you file chapter 13?
No they cannot, as long as you included them in your bankruptcy. They would be in violation of Federal Law, and liable to suit and possible penalty from the bankruptcy court. The bankruptcy attorney, or the trustee should be notified about any collections on a bankruptcy account.
How do you stop a civil suit that was left out of my chapter 7 bankruptcy?
You can re-open your chapter 7 and amend the relevant documents. Some bankruptcy districts still maintain that unsecured debts not omitted for fraud or other illegal purpose are discharged even though not listed. Check with a local bankruptcy lawyer for your court's practice.
Why is it important to comparison shop for a credit card or personal loan?
It is important that you compare the different shops that offer credit card or personal loan so that you can get the best deal that you can afford and suit your needs.
What happens if someone stops paying their credit card bill?
If someone stops paying their credit card bill, the account will go into collections. Additional fees and interests will be added to the account. Based on the amount owed on the credit card bill, the lender may file suit.
What is the statute of limitations on credit card debt in Hawaii?
Credit cards are considered Open Ended accounts. In Hawaii, they have six years to collect or bring suit.
What are the state limitation in va for credit card collection?
Credit cards are considered Open Ended accounts. In Virginia, they have three years to collect or bring suit.
Which company offers a low fixed rate credit card?
Although some credit card companies offer a low fixed rate for their customer applications, many disadvantages will arise prior to the cheapness. For some companies, credit card applications may not be properly insured, causing a direct loss of money from the customer's account. The best location to find a credit card to suit your purposes is by searching through "Credit Card Chaser", a well known American website for credit and financing.
What happens if a credit card company files a civil law suit against you in Arizona?
You will be notified of the lawsuit if a credit card company brings a suit against you. You have so many days to hire an attorney, so that you can have full legal representation. You can also choose to continue the case to give you more time to prepare.
