0
Want this question answered?
Be notified when an answer is posted
Add your answer:
Earn +20 pts
How do you keep your njm auto insurance if they threaten to terminate your policy based on your child's driving record?
You have to remove your child from the policy and have them find their own.
If a 17-year-old has his own insurance in North Carolina will his parents' insurance premiums go up?
That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for the cheapest rates.
How can a parent remove a child from an auto insurance policy after he's turned 18 years old and has moved away from home?
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.
What is a group health plan?
A group health plan is a type of Health Insurance, generally offered by a company to its' employers. It allows a company to cover many people with insurance at a cheaper rate than it would be if each individual had to cover their own health insurance policy.
Who covers a child's car insurance with shared custody?
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
If both spouses have health insurance which one is primary and which is secondary?
It depends. If there are just the two of you, you are 'primary' on your own policy, and your spouse is primary on his/her own policy. By default you would be 'secondary' on your spouse's policy. If the two of you have kids, you can elect either of the parents' insurance carriers to be primary, but you must do this officially, by filing the proper records with the carrier who you want to be primary. Typically, you need to decide which policy will be primary for the kids each year, as you will need to add the kids to one of your policies. You make this choice by reviewing both policies' coverages, copays and costs. The other policy, by default, then becomes secondary. If you just had a child, you should call your human resources department and/or health insurance company to work out the details and get the child properly insured.
If a wife loses her health insurance can she force her husband to add her to his policy which covers spouses at no extra charge until she has her own again?
I think if a wife loses her health insurance, she should not have to force her husband to add her to his policy, the husband should have added her from the beginning, cost or no cost.
What is the average cost of homecare insurance?
Home care insurance has a big range in average cost. This is because it can be a part of a health insurance policy or it can be a sepearate policy on its own. You must also consider if medicare would be involved as this could mean a lower cost.
Is there insurance that pays mortgage if one of two owners dies?
Yes. It's called Mortgage Life Insurance or Credit Life Insurance and is sold by the lenders. But if you can qualify (no outstanding health problems) it may be cheaper to get a decreasing life insurance policy or a whole life policy on your own.
Is it best for your dependent daughter to have her own auto insurance policy or add her to your policy?
Add her to your policy, but make her understand this is to help her out, and if she behaves irresponsibly, she on her own for insurance coverage .
Can you take your dependent child off your car insurance policy?
If he lives with you then you may not be able to. If he has moved into his own residence, then you should be able to.
Can a 25 year old be on their parents' health insurance?
One person said "Probably not. Check the definitions in your policy.. ." But, actually, that is no longer the case. it has changed in some states, such as Utah, New Hampshire, and Montana. It may have changed in yours. Some states now DO let a dependent child remain on his or her parents' health insurance, as long as the child is unmarried and has no dependents of their own. Check the website of your state or ask your parents' health insurance provider-- your state may be included in the new rules.
