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If the civil judgment is due to not making payments for an auto loan on the car that is in question, then yes, that car may be repossessed as a result of the judgment.

If there is a judgment against both owners of the car (i.e., if the co-owners are both listed as defendants), then the car is considered an asset and may be repossessed unless there is proof that the car is required for one or all of the co-owners to earn money in order to pay the judgment.

If there is a judgment against only one of the owners of the car (i.e., if one of the co-owners is listed as a defendant, but ANY of the others are not), then no, the vehicle may not be repossessed.

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โˆ™ 2011-09-12 14:40:14
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Q: Can a civil judgment result in the repossession of a car that is co owned?
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Related questions

Can a lien be placed on a house for voluntary repossession the state of Texas?

There are no legal differences between the borrower voluntarily relinquishing a vehicle or the lender having to initiate repossession action (with perhaps the exception of additional monetary charges). If an outstanding balance remains on the original loan amount after the vehicle is sold at public auction the lender can file suit to gain a judgment against the borrower for the amount still owed. If a judgment is awarded the judgment creditor may execute it according to the laws of the state. This being the case it is possible for a judgment holder to place a lien against real property owned by the judgment debtor.


Can a creditor seize a vehicle that is owned free and clear for payment of a civil judgment?

Yes, if the debtor's state vehicle exemption does not protect the vehicle from seizure and sale.


How do you collect on a civil judgment?

By executing the judgment against real and personal property belonging to the judgment debtor in accordance with the laws of the state where the debtor resides and/or owns property. You file the execution of the writ of judgment with the clerk of the court in the county and state where the judgment was entered and the debtor resides In some situtations a 'foreign judgment' can be executed against real property owned by the debtor that is located in a different state then the debtor's residential state.


What can a creditor do with a final judgment in Florida?

The judgment can be executed as a bank account levy or wage garnisment or liens against real property solely owned by the judgment debtor or to seize and liquidate any unexempt property that is owned by the judgment debtor.


Can a judgment creditor foreclose on property jointly owned if only one person was named on the judgment?

No


What if the property from where the vehicle was towed was a private residence that was owned by somebody else and not the signer of the loan or lease?

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Can you travel overseas while you have an outstanding judgment debt against you?

Yes, judgment for a debt is a civil matter and does not affect a persons rights to travel or carry on with their life in a normal way. It can however affect the person's financial situation in several ways. As a wage garnishment or lien against real property owned by the debtor or seizure and liquidation of non-exempt property owned by the debtor or bank account levies.


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When a judgment is executed is it an 'automatic' lien on the debtor's property?

A judgment in most cases (except for small claims) can be executed as a lien against real property. It is not "automatic" the judgment creditor must file the judgment as a lien against property solely owned by the debtor or if the portion that is owned by the debtor when the property is jointly held. Judgment creditor liens cannot be placed against marital property held as Tenancy By The Entirety where only one spouse is the debtor.


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Can credit card company put a lien on real property?

Yes, if the lender sues the debtor and receives a judgment award, the judgment can be executed against personal or real property owned by the judgment debtor.


How can a civil judgment be enforced in South Carolina?

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In the majority of US states a judgment holder can execute a judgment in several ways. The preferred method is wage garnishment, other options for the judgment creditor would be; bank account levy or seizure and sale of unexempt personal property or a lien against real property owned by the judgment debtor.


What happens if you cannot afford to pay a judgment against you?

If you can't pay the judgement, it will continue to accrue interest. It is good for 10 years and is renewable once for an additional 10 years. The judgment creditor has several options for executing a judgment. In the majority of US states the judgment can be used as a wage/income garnishment or bank account levy or seizure and sale of any non exempt personal property owned by the debtor (stocks, bonds, etc.) or a lien against real property or the portion thereof owned by the judgment debtor.


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Can a credit card company take your car if you dont show up for court?

Generally when a defendant does not appear in a creditor civil suit, the court will award the plantiff a default judgment against the debtor. The judgment creditor can then execute the writ in the manner allowed by the laws of the judgment debtor's state. If a vehicle is not protected under the exemption amount allowed a judgment creditor can place a lien on the vehicle and request a forced sale. However, this is rarely done, as it is time consuming, complicated and seldom results in the judgment creditor recovering all monies owed. Please be advised, a judgment creditor has several options for enforcing the judgment, the preferred method is wage garnishment or bank account levy, followed by the seizure and sale of other non exempt property owned solely by the judgment debtor.


What are the laws in Texas for wage garnishment?

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