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Can a claim be filed against you a year after an accident where the police came but did not file a report and no insurance info was exchanged?
Wiki User
∙ 18y ago
Most likely a big YES on that one. If it's something like hit and run, big BIG yes. Get a lawyer! This is really happening!
Wiki User
∙ 18y ago
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How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
Can someone file a claim on your car insurance if the accident wasn't reported to the police?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
What do you do after an accident?
Don't run is the first thing; make sure everyone is okay and out of harms way; out of the traffic - call for the police. Exchange driver's license information, insurance information. If anyone is hurt, call 911. DO NOT LEAVE THE SCENE until the police have told you it is okay or if it is a minor accident and you have not called the police and you have all exchanged info and you can drive away safely, then do so and immediately go and call your insurance co. But a police report should be filed on ALL ACCIDENTS NO MATTER WHAT.
What would you do if you were told not to give your insurance info after a car accident that was not your fault?
Always cooperate with an investigation by the police. Your question points out another reason to call the police when you are in an accident. Let the officer assign responsibility. Show the officer your license, registration and insurance card. After he is through with the investigation it will be obvious who is responsible and whose insurance gets to pay for the damage. Taken from www.progressive.com and the back of my insurance card. You must give all of your information to the other person and they have to give all of their information to you and it -must- be correct. Its the law. If the other party is at fault, even though they have your insurance info, they can't call your insurance and try to lay a claim. That would be insurance fraud and it is illegal. Note that only an official police report can lay fault at the accident. When there is no police involved, as would be the case in a parking lot accident, it is up to the insurance companies. Regardless, information must be exchanged and if it is determined that the other party is at fault by a police report, they cannot lay a claim against your insurance company, even if they have your info. If you are worried about identity theft. There is not much you can do. As I said above. You have to give the proper insurance information to the other person and they have to give it to you. There is no way around this.
What to do when you got car accident?
Call the police and get a police report. Call your insurance company and report it to them asap.
What are the penalties for giving a police officer a false auto insurance card if involved in a accident?
insurance fraud.
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Do you need to report an accident to the police if you have hit a telegraph pole?
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
Who do you notify when involved in an accident?
Medics , police, insurance company, family are to be called.
