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What would you do if you were told not to give your insurance info after a car accident that was not your fault?
Wiki User
∙ 18y ago
Always cooperate with an investigation by the police. Your question points out another reason to call the police when you are in an accident. Let the officer assign responsibility. Show the officer your license, registration and insurance card. After he is through with the investigation it will be obvious who is responsible and whose insurance gets to pay for the damage. Taken from www.progressive.com and the back of my insurance card. You must give all of your information to the other person and they have to give all of their information to you and it -must- be correct. Its the law. If the other party is At Fault, even though they have your insurance info, they can't call your insurance and try to lay a claim. That would be insurance fraud and it is illegal. Note that only an official police report can lay fault at the accident. When there is no police involved, as would be the case in a parking lot accident, it is up to the insurance companies. Regardless, information must be exchanged and if it is determined that the other party is at fault by a police report, they cannot lay a claim against your insurance company, even if they have your info. If you are worried about identity theft. There is not much you can do. As I said above. You have to give the proper insurance information to the other person and they have to give it to you. There is no way around this.
Wiki User
∙ 18y ago
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What kind of protection does auto insurance give?
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
Do fixed car insurance premiums ever increase?
If you were involved in an accident that was your fault, regardless of the terms of your insurance, your premiums will go up. You insurance agent can give you more details.
What if you disagree after being found at fault after an accident?
The decision of who is at fault in an accident is generally decided by the police officer who is investigating the scene. If you don't agree with his/her decision you can always speak with their supervisor at the police department and give our side but it is very rare that these decisions are overturned. You only other point of appeal would be to your insurance company. The insurance companies take the police report as well as statements from both parties and make their decision as to who is at fault.
Do you need insurance if accident wasnt your fault?
We don't know what state you're in. Some states have laws that say you must have insurance. They will give you a citation and you'll have to pay a fine.
Should you hire a lawyer after car accident if you are at fault?
Still, it's important to know what you should and shouldn’t do because taking the wrong conduct can bring you plutocrat and beget redundant hassle that can be avoided, If you were involved in a car accident and you were easily at fault. Hiring a motor vehicle accident counsel after a car accident that was your fault is a good first step, before speaking to the insurance companies. attorneys know how to deal with insurance companies and can help alleviate any claims that are made against you by the other parties involved in the accident. What You Should Do After You suppose You Caused a Car Accident Still, try to stay calm, If you suppose( or know for sure) that you caused an accident to do. There is the way you should do after a car accident whether or not you were at fault, and you should stay focused to ensure you do( or don’t do) certain effects. There are many effects to keep in mind following a car accident. First, noway leave the scene of an accident. You could be turning a bad situation into a much worse situation that may involve felonious charges. At the bare minimum, you should change insurance information with the other parties involved in the accident. However, you're anticipated to call the police, If there's some degree of property damage or a person has been hurt. While you stay for the authorities to arrive, it's stylish to keep to yourself and avoid saying anything that could make the situation worse for you. Don’t admit fault or apologize, indeed if you suspect you were the cause of the accident. It’s accessible to feel nervous and shaken under the circumstances but you should avoid the following : • Agitating what you were doing before the crash • Talking about who you suppose was to condemn • Apologizing or making any statements that may indicate you were at fault • Asking the other motorists questions to try to determine whether they made a mistake as well Insurance Options After a car accident, it's important to understand the insurance options. Certain countries have different options when it comes to insurance claims for auto accidents. No-Fault Several countries have no-fault insurance laws which means that every motorist has their auto insurance, and you'll claim with your own insurance company whether or not you were at fault. No-fault content should give benefits for your medical bills and lost stipend whether you were at fault or not. New Jersey is a no-fault insurance state. Fault- Grounded In a fault-grounded state, you'll file an insurance claim with the company that covers the at-fault motorist. That motorist’s policy should give benefits for an accident victim’s medical costs and other losses. New Jersey isn't a fault-grounded state, so this is likely not going to affect you unless you were in an accident out of state. Particular Injury Protection( PIP) Insurance This is an extension of auto insurance that covers medical expenses. However, anyhow of fault, unless it’s indicated that your health insurance is primary, If you were injured in a car accident.
What happens if a car accident was not your fault but you were driving a friend's car that was insured by liability insurance?
I believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the vehicle too. If so, then the car at fault is at fault. If you are not listed as a driver, then your friend could be at fault if he gave you permission to drive the car. If he did not give you permission to drive the car, then you could be held liable. Liability covers only the other car, unless you have uninsured motorist insurance included, then your car is also covered if the at fault driver has no insurance, if you are listed as a driver. If the car at fault has no insurance what-so-ever, then they could be at fault because they should not even be on the road if your state requires minimal liability insurance. You can call any insurance company to find out, and remain anonymous if you would like, and if they will tell you. Or you can call a lawyer who gives free consults to find out. I would suggest that you first look up your state laws (regarding automotive insurance requirements for your state, if it has any). Then go from there. State laws may vary!
If a police report says its your fault for a car accident and you know its not.?
You should find evidence or witnesses from the accident to give proof (testify) that the accident was not your fault. You could also go to court...
Does accident insurance cover a broken finger?
Your question does not have sufficient information to give an answer. What type of "Accident Insurance" policy are you talking about?
What if someone rear ends you and you have no license but you have insurance the person who hit you has insurance?
AnswerNo brainer. The person who hit you is at fault. Doesn't matter if you have a license or not. Not having a license doesn't give the other driver a free shot at rear ending you.AnswerIn most states, insurance companies require a police report of an accident. To have a police report, the police have to go to the accident scene in order to write one. Most rear end accidents are the fault of the person who hit the rear of a car. However, if you did not report the accident to the police because you have no license, you may be out of luck with the insurance company.
If you are at fault and opt for a driver's course to remove the points from your license does it also remove the points from your insurance policy?
Probably not. Although the insurance company may give you a discount for taking the course, it will probably be much less than the amount your insurance went up after the accident.
What information should you give the other driver when you are involved in an accident?
Your insurance information and contact information would suffice.
What happens if im driving a friends car and you get in an accident?
Hopefully, both you and your friend have insurance. If you do, you call the insurance companies. If the other guy caused the accident, you let the insurance companies fight it out. Likewise, if just one has insurance, you call that company. On the other hand, if you caused the accident and both you and your friend have insurance, you call the insurance companies. If just one has insurance, you call that company. If neither you nor your friend have insurance and you caused the accident, you are in deep trouble. You could be out a lot of money. In either case, you only talk to the cops. You do not assume any blame even if you are at fault. You just give the facts. You can say the light was red when I entered the intersection. You have to tell the cop the facts or you can go to prison. Still, you do not say, "It was my fault." You do not assume blame. You do not make value judgements.
