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Yes but if you tell them to stop they have to comply.

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Q: Can a collection agency call your cell phone?
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Can a collection agency text your cell phone?

yes. definately


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When a credit card is charged off it means that the company has given up on trying to collect funds on the card and they usually sell the rights to a collection agency and the collection agency will try any means possible to get some money out of you. They usually will send official letters, email, and call your house phone, cell phone and work phone if they have access to this information.


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they would not allow us to break the contract and upon non-payment on my part they stopped the account from charging and turned it over to a collection agency


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Cell phone bill almost 8 years old that a collection agency just started calling aboutcan they still collect after all this time?

You need to check the law on this - find out what the statute of limitations are on unpaid (phone) bills.


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What if you don't pay cell phone contract?

The cell phone company will charge you late fees in addition to the monthly fee that you still owe. They might also charge you an early termination fee if you have a contract, the amount depends on how long you have left. They will turn you over to a collection agency between 6-8 months after you don't pay. Then the collection agency will send you bills saying you owe the balance, and then another collection agency gets involved, because the cell phone company wants their money. After awhile, if you just ignore these letters, then the collection agency will offer you deals, like, you pay $100 and we'll call it good! This is a scam. You still owe the cell phone company your entire amount. Unless you can get something IN WRITING from the collection agency that your debt will be cleared with the cell phone company if you pay this lower fee. Even then I wouldn't trust it. And I also wouldn't recommend paying any of these collection agencies. You owe the cell phone company the money, so just call them to pay it. Of course you have to pay your whole fee, because that is what your debt is. So, the consequences of not paying are potential harassment by letter in the short term. Long term consequences include not being able to qualify for a loan for a car or house. Some rental companies even do credit checks before they rent to you. Also you will be rejected by credit card companies, and even if you are not, due to your low credit score which will reflect your inability to pay your bills on time, well, the monthly APR will be much higher than for someone who has good credit. Pay your bill.