No, collection agencies cannot garnish a person's wages, in the state of Georgia. They can threaten and use many scare tactics to get a person to pay their debts, but they cannot take any money that is not given to them.
A business can't garnish over another business, but if they hire a commercial collection agency to collect the debt, even then the agency can't garnish. When a business debt collection service goes to Court, the commercial debt collection agency can arrange a settlement to "force" the Court to garnish over the debtor. Collection Laws varies in every state
A Collection Agency that "owns your debt" can not garnish any wages. Assume that the collection agency in their efforts to collect the debt for their client, sues the debtor and then provoke that the Court works an arrangement to pay the debt, if the arrangement includes garnishment of wages then, the Court can garnish salaries. And there is laws to garnish wages that apply to every state.
Yes, if they have a valid garnishment writ from the court in the debtor's resident state.
yes it is an option for them
No, they must follow the legal steps that are required by the laws of the debtor's state.
I make $600 a month can a collection agency require a minimum of $200 a month.
Yes.
No you can not
Depending from state to state, most collection agencies cannot garnish your check unless you have signed for them to do so or they have a court order to do so. If you have signed I believe you can still rescind that agreement if you are current on payments. You can consult an attorney free of charge over the phone if necessary, find one in your area.
The courts can do this, as well as the State child support agency.
Yes, as a company the collection agency can sue you provided that they have the correct documentation. They can Garnish your wages, lien your home and take direct draws from your bank account provided that it is authorized by the court. This will be different from state to state, but in general they can.
The State's Attorney/District Attorney or your State's child support agency can do this.