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The Fair Debt Collection Practices Act makes it illegal to "threaten" any action. You can print off a copy of this act at www.ftc.gov

You might want to read and highlight pertient sections of the act and become familiar with your rights under this law. You may also have additional protection under any laws which pertain to debt collectors passed by your state. Search the internet, educate yourself and stand up for your rights.

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Q: Can a collection agency legally threaten to come to your house if the debt is not repaid?
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