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Can a collection agency put a lien on your bank account if it is joint owned with your husband?
Wiki User
∙ 14y ago
Only if the account contains money that's exempt, examples of exemptions from garnishment under the law are:
1. Head of family wages.
a. I provide more than one-half of the support for a child or other dependent and have net earnings of $500 or less per week.
b. I provide more than one-half of the support for a child or other dependent, have net earnings of more than $500 per week, but have not agreed in writing to have my wages garnished.
2. Social Security benefits.
3. Supplemental Security Income benefits.
4. Public assistance (welfare).
5. Workers' Compensation.
6. Unemployment Compensation.
7. Veterans' benefits.
8. Retirement or profit-sharing benefits or pension money.
9. Life insurance benefits or cash surrender value of a life insurance policy or proceeds of annuity contract.
10. Disability income benefits.
11. Prepaid College Trust Fund or Medical Savings Account.
12. Other exemptions as provided by law.
Wiki User
∙ 14y ago
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Can collection agency take money out of joint account in ct?
Yes they can.
Can a collection agency freeze a joint account in the state of North Carolina?
In the state of North Carolina, it is very hard to seize a bank account. When an account is joint, it can not be seized unless the debt is the debt of both parties.
Can a collection agency take nintey percent of the money in your joint checking account and savings account?
A collection agency can take 100% of the money in your joint banking accounts, regardless of who deposited it. If the debt is owed, and there are assets in the name of the debtor, those assets are in jeopardy. It is not easy to hide these even by trying to shelter them in an account with someone else's name. If the asset exists, it will be found in most cases, and a collection agency that locates it will take all they can the first time they hit it.
Can a creditor or collection agency access another family member's bank account for debt collection?
Well in Canada they cannot, unless it is a joint bank account or the family member co-signed for the loan.
Can a collection agency levy your bank account if your name is on the account only for convenience?
Yes. That is one of the risks associated with having a joint account. Your creditor can attach the funds pursuant to a court judgment.
Can a collection agency put a levy on a joint checking account in Texas if the debt was your spouse's prior to your marriage?
In Texas, a collection agency can potentially levy a joint checking account, even if the debt was solely your spouse's prior to your marriage. Joint accounts are considered the assets of both account holders and are subject to collection efforts. It is advisable to consult with an attorney for specific legal advice regarding your situation.
Can husband take money from joint account without wife permission?
Of course. That's the purpose of a "joint" account.
You were an authorized user on your mothers account not a card holder and after her bankruptcy a collection agency is harassing you?
If you are an authorized user then it is not your debt but your mother's debt. Your mother's bankruptcy discharged (wiped out) the debt in question. The collection agency is not allowed to collect from you as, again, it is not your debt. This would not be the case if you were a joint debtor with your mother.
Can your husband endorse your check before depositing it into your joint account?
it depends on what kind of a husband he is.
Can collection agency freeze a joint checking account?
Yes, provided this provision is allowed by your state's laws.
Can your husband prevent your access to bank account?
If it's his account you have access to and if its a joint account yes. If it's your own account no.
If your husband owes money to a hospital can they freez a joint bank account?
Yes, they can. A joint account is equally held by the account holders and can be pledged against the debts owed by either of the account holders.
