Of course. That's the purpose of a "joint" account.
Yes, he can do that. A joint account is equally held/owned by both parties involved in the bank account. So each party can individually initiate banking transactions that can be done by any other customer who holds a single operating account. So in this case, either you or your husband can do this change of address thing without each other's knowledge or signature.
If it's his account you have access to and if its a joint account yes. If it's your own account no.
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Yes. You can have anyone you want (Your friend, family member, siblings etc.) as a joint holder of the account. However, if the account is already jointly held by you and another individual and you want to add your brother to it, you need the approval/permission of all the other parties who jointly operate the account before you can add your brother to you.
I believe no
No. You have a joint account with another person, they have full ownership rights just like you do. You should get your own account in your name only.
In most cases, a husband cannot open a joint bank account without his spouse's consent. Both parties typically need to provide consent and identification to open a joint account. It is important to check the specific laws and regulations in your jurisdiction.
If your husband is on this account because he's on theJoint Account with Right of Survivorship: the joint account-holder becomes Joint Owner & can write checks & withdraw money from the bank or broker account or make investment decisions without knowledge or permission of other Joint Owner; easy to create; no legal expenses incurred upon creation nor upon death of Owner; no need for death certificate unless Tax Identif. Number must be changed.And the money is primarily hers or if he attributes money for her home expenses and your not on the account then the two of them decide your using this money without their knowledge and report you, YES you could get in trouble, it's called Stealing, fraud, money laundering.
No she can't as a matter of fact without his written permission she can't even get general information about that account. This is what I found to be amazing, if this couple has a joint savings account, but the husband's name is the only one on the checking account, he is the only one that can legally transfer money from the savings account to the checking account. It also works this way if there is a joint checking account and money needs to be transferred from the joint checking account, to the savings account with only the husband's name on it, he is the only one that can move money from one account to the other. I am a bank manager and I know this is more information than you asked for, but when I have to explain this to couples, it often leads to a very heated discussion between them in my office. I live in Virginia and I can only answer for Virginia. I hope you found this answer helpful.
it depends on what kind of a husband he is.
Yes, he can do that. A joint account is equally held/owned by both parties involved in the bank account. So each party can individually initiate banking transactions that can be done by any other customer who holds a single operating account. So in this case, either you or your husband can do this change of address thing without each other's knowledge or signature.
If it's his account you have access to and if its a joint account yes. If it's your own account no.
Yes. Generally in the US, either owner of a joint account can use it without the other's permission. In New Zealand this depends on the signing authority that is set up for the account. If two must sign, then you cannot, if either of you can sign on the account for various purposes, you will be able to.
Yes, they can. A joint account is equally held by the account holders and can be pledged against the debts owed by either of the account holders.
If the mode of operation of the account is jointly by you and your husband in this case he can not closed the account. If the mode of operation is either or survivor, in this case your husband can close this account and you can not claim anything from bank.
No , not usually.Don't do it without permission or you may get your Dad in trouble.