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You have to be served in most states, be careful some private processors lie and say they serve you and then you'll never know, receive a court date, don't show and get a default judgment on you.

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Q: Can a collection agency win a judgment if they cannot find you to serve with the court papers?
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If you are at least making some type of payment on your credit card can they garnish your bank account?

it all depends on what state you live in. In some states they can't garnish your wages Garnishment requires a court order. You would have to be sued first, and either have judgment brought against you by losing the case, or by not responding to the lawsuit papers; called judgment by default. Then papers are mailed to you indicating that garnishment will occur. If you are served with papers, make sure you respond to the court within the time limit stated on the papers, or you risk judgment by default. Many times, if you are having financial troubles, you can indicate this to the court and they may decide the case in your favor.


How can you get a judgment off your credit report after filing bankruptcy?

If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".


How do you get a judgment to say satisfied on your credit report when it was discharged in your bankruptcy?

If a judgment was included in, and discharged by, your bankruptcy; there is no need to obtain a separate disposition. Write the credit bureaus and send a copy of your bankruptcy papers which show this judgment included. That should suffice to have the judgment removed from your report and the original tradeline from the debt marked "included in BK". Talk with an attorney or go to a bank that has a notary service.


How long will it take to garnish wages after a debt judgment has been filed?

That cannot be answered unless you consult the local legal code. There is a grace period before any action can be taken. That allows an appeal to be filed if it is available. The legal papers can be flied in a day or so after there the delay required has been satisfied.


What do you do next after being served with lawsuit papers from credit card company?

If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.

Related questions

What happens if you refuse court papers from a process server hired by an attorney or collection agency?

If the issue is one of a civil suit, the lawsuit will continue without the defendant responding. In such cases the plaintiff is awarded a default judgment and can execute that judgment in the manner allowed by the debtor's state.


What happens if you get served papers from a collection agency and you never received them?

Well then technically you were not severed if you never received them ...


What agency usually issues working papers?

A+ A State Government Agency


What is called a collection of papers?

A collection of papers is often referred to as a "document" or a "file." It can also be called a "portfolio," especially if the papers are organized or curated for a specific purpose.


If a collection agency is suing you can they send you notice through the regular postal service or do they have to serve you the papers?

Depending on state statutes, a notice/summons can be sent via registered mail.


Didn't sign divorce papers with your lawyer when filing?

A spouse that does not sign divorce papers will get a default judgment entered against them and the divorce will still happen. You can however contest the default judgment if the court allows you to do so and thinks you have a good reason why you did not sign the papers.


If your divorce went before court by lawyer and judge granted and signed divorce papers does the lawyer still have to file the papers?

No. The judgment would be entered by the court. You can visit the court and request a copy of the judgment of divorce.


What were the federderalist papers?

The Federalist Papers were a collection of essays written by James Madison, Alexander Hamilton, and John Jay. The Federalist Papers promoted the ratification of the United States Constitution.


What was the collection of secret government documents about the Vietnam war called?

The Pentagon Papers


What is a Dossier?

A collection of papers giving detailed information about a particular person or subject.


Can you put a judgment lien on someone for unpaid child support?

A judgment and a lien are two different things. I suggest that you contact your State's child support agency about collecting any arrearages. When you get an interview with them, bring all the papers relating to your child support: birth certificates, acknowledgments of paternity, court orders, payment records, etc. Be polite but persistent. Good luck!


What agency in Alabama has record of my child's adoption papers?

Probably the one you used for the adoption.