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What do you do next after being served with lawsuit papers from credit card company?
Wiki User
∙ 12y ago
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
Wiki User
∙ 12y ago
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Can credit card companies garnish your wages in New Jersey?
Only with a court ruling against you, but you be served court papers before that can happen.
If you are at least making some type of payment on your credit card can they garnish your bank account?
it all depends on what state you live in. In some states they can't garnish your wages Garnishment requires a court order. You would have to be sued first, and either have judgment brought against you by losing the case, or by not responding to the lawsuit papers; called judgment by default. Then papers are mailed to you indicating that garnishment will occur. If you are served with papers, make sure you respond to the court within the time limit stated on the papers, or you risk judgment by default. Many times, if you are having financial troubles, you can indicate this to the court and they may decide the case in your favor.
If you were served with court papers today for a credit card that was charged off is it too late to schedule payments?
It isn't too late to negotiate an agreement. Most lawsuits never get to court, due to that reason. The creditor and debtor, along with a court mediator often manage to work out a deal.
Is a credit card company allowed to garnish the wife's bank account for her husbands debt?
There are several potential scenarios here:The credit card lender must have a judgment to send an order of garnishment, first and foremost. And, both parties must be listed in the order of judgment.It is possible, if the agreement was signed at the time the credit line was initiated, for some credit card lenders, such as Chase for instance, to take money from an account at the same bank. If the husband and wife have a joint account, the money will be taken regardless of who deposited it.If the bank account is a joint account and an order of garnishment is served, it will not matter who is on the account so long as the party upon whom the judgment is served is on the account.It is possible that if the lender has proof that the husband is sheltering his funds in the wife's account, that a judge may permit an order of garnishment to be served on the wife's account, but only for the funds he deposits there.
If a home just went into foreclosure and papers were served who would be the one to call for the payoff The mortgage company or the attorney?
The lender will most likely tell you that you need to contact the attorneys for an updated payoff statement. Once the loan is in foreclosure, the attorneys handle most of the little tasks like payoff statements, reinstatement figures, etc. This is because they will have to add their fees to the numbers they quote you. Of course, it will take them at least a week, in most cases, to generate payoff figures. This is because the bank will have to calculate interest, late fees, and other charges, and then the lawyers will add their fees and court costs on top. So, after the foreclosure lawsuit has been filed, it's the attorneys that will have the most information.
What happens when you cannot be reached to have papers served on you for a lawsuit?
Depending upon the circumstances you could be tried in absentia.
How to find out if child support papers have been served?
The agency or person in charge of the lawsuit summons will inform the plaintiff/petitioner that the summons has been properly served upon the defendant or his or her legal representative.
What is the next step when a child who lives with you serves you court papers to live with his dad?
If you have been served with "court papers" or a lawsuit, you will need to file an answer and respond to the suit. In most (all?) places, a minor cannot initiate legal actions or serve legal papers.
Can civil papers be served on Saturday in TN?
The papers can be served on Saturday if a server will serve the papers.
Is it legal for a credit company attorney to be sending relief from stay motion papers directly to the creditor instead of the attorney which represents the creditor that has filed chapter 13?
If a creditor files a motion for relief from stay in any bankruptcy proceeding, the papers should be served on the debtor's attorney of record.
What do you do when you've been served papers for a lawsuit that is not for you but for another family member with the same name and that person no longer lives in the state?
You can refuse to accept them telling the server that you are not the defendant. If you already have the papers, send them back to the plainitff or attorney and state that you are not the defendant. You must not ignore this. If you do, plaintiff will get a default judgment against you and you will have to go to court to have it set aside. That will cost you money and a damaged credit history.
What should you do if you are served civil papers and the name is not quite the same and the credit card number shown on the paper is different from you account?
hi people no
Can credit card companies garnish your wages in New Jersey?
Only with a court ruling against you, but you be served court papers before that can happen.
Are you personally affected when served papers for debts the company you work for owes?
You must hold some position as an "officer of the company" in order to legally accept service for the company. If you are being served solely because of your position, or title, or the fact that you're a corporate officer, no, you bear no personalliability for the payment of the debt.However, if you do not fit any of these categories it is likely that the papers have been mis-served on the wrong party and that valid service has not been accomplished.
Can divorce papers be served at the place of employment in the state of California?
Yes the papers an be served in the state of California.
Will your furniture get reposed if you quit paying on it since Lacks filed bankruptcy?
Yes - they did mine and filed a lawsuit. The furniture was picked up and I was served with papers. However, check your papers carefully. They had a major mistake in mine. They filed in the wrong county which is a violation of the Fair Debt Collection Act. I had to hire a lawyer that counter sued. The suit was dropped and Lacks had to repair my credit report. But Im still out my furniture and the money for the lawyer.
How do you tell if my wife been served with divorce papers in coos county Berlin NH?
Check with your attorney to see if the papers are served. Or check with the server that you used to serve the wife. When the divorce papers are served the server has to report it to court that the papers have been served so check the court records if your attorney is not available to answer your questions.
