If you paid according to an agreement and can prove it, the attorney couldbe liable for damages to you for unfair debt collection ro fraud.
No they don't, usually the OC hires or farm out their accounts that are in collection status to CA's.
Generally collection law firms or a collection attorney is working for the original creditor or the third party creditor who purchased the debt. It is not possible to say if the firm is working on a percentage basis, contracted or and independent.
yes it can, they usually return it when the debt is deemed uncollectable then they can transfer it to a attorney for possible suit.
Include the original account number if you are including the original creditor. Include the account number for the collection agency if you do not have the orignal creditor information and are including them as "Care Of" for service.
No, as they are the legal agent of the original Creditor and the arrangements made with the collection agency are binding on the original Creditor.
Recall of a debt by a creditor is when the original creditor asks for the debt to be returned to them after they have sold it, often to a collection agency. This may occur if the debt has not been collected for a certain amount of time, and the debt will be sold to another agency to collect, or if the debtor offers the original creditor a settlement.
Collection agencies have a couple of ways to get your address. They can either get your original address from the original creditor or by skip tracing.
by calling on his/her phone.
No, the collection agency is now the rightful owner of the debt in question and the original creditor has removed the account from their books.
no
Creditors obtain all the information they need to report defaulted accounts to credit bureaus when the account holder fills out the original application/agreement.
OSI Collection Service is a "Third Party" Collection agency. Collection agencies buy your information from the original creditor in order to collect on a debt. What this means is that they make money if you pay anything on this debt, not only from the original creditor, but a commission on the payment that you make on that debt.