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I judgment creditor with a valid judgment MIGHT be able to get a lien on your tax refund. But they would have to take the necessary legal steps to make sure the judgmenst is still valid and obtain the necessary paperwork to serve on you and the IRSs.

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โˆ™ 2005-11-17 02:48:54
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Q: Can a collection department take your IRS tax refund or freeze your checking account if they have a 20-year judgment against you from a car repossession in Florida?
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Can you remove a repossession off your credit report if your cosigner has a judgment on the repossession?

No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.


Repossession car can they put a judgment on you for the balance?

yes


Can collection agency freeze a joint checking account?

Pre-judgment garnishment is generally not available in Texas. I don't know about other states.


BF won a judgment against you for a collection The collection company has garnished your checking account you cannot pay bills or anything your account is frozen This is causing you a financial hard?

Sounds like Karma to me.....


If a collection agency gets a judgment against you can they garnish your checking account for more than the judgment amount?

The collection agency can freeze your account, and garnish enough to satisfy the FULL amount of judgment, including court costs, attorneys fees AND interest accrued, which averages about 10%. So because the judgment verdict also has attached to it various fees, and accrues interest, the collection agency has the right to garnish the FULL CURRENT VALUE of the judgment. Your court of origin should be able to provide a full accounting of the current value of your judgment.


Can a collection agency garnish a direct deposit checking account?

Yes, if the creditor/collector has been granted a judgment and is allowed to execute the judgment as a bank levy. how much can they take , my whole payroll until its paid in full?


How do you reverse a judgment from a collection agency?

If you have a judgment from a collection agency and it is valid, you have to pay it to have it reversed. If it is not valid you can try to appeal it.


Can your car be repossessed if you have the title in your possession and the bank is not the lien holder?

Repossession occurs when the borrower fails to make payments on a loan secured by a vehicle. If "the bank" is not the lien holder then it has no authority to take possession of the car by repossession. However, if a bank obtains a judgment lien against you in court for a different debt, it can use the judgment lien to seize your car, or any other property, to satisfy the judgment.Repossession occurs when the borrower fails to make payments on a loan secured by a vehicle. If "the bank" is not the lien holder then it has no authority to take possession of the car by repossession. However, if a bank obtains a judgment lien against you in court for a different debt, it can use the judgment lien to seize your car, or any other property, to satisfy the judgment.Repossession occurs when the borrower fails to make payments on a loan secured by a vehicle. If "the bank" is not the lien holder then it has no authority to take possession of the car by repossession. However, if a bank obtains a judgment lien against you in court for a different debt, it can use the judgment lien to seize your car, or any other property, to satisfy the judgment.Repossession occurs when the borrower fails to make payments on a loan secured by a vehicle. If "the bank" is not the lien holder then it has no authority to take possession of the car by repossession. However, if a bank obtains a judgment lien against you in court for a different debt, it can use the judgment lien to seize your car, or any other property, to satisfy the judgment.


Can a judgment be placed on you due to a deficiency in a repossession?

Yes, the lender can file suit for the outstanding amount and if they receive a judgment they can execute the judgment in the manner in which the laws of the judgment debtor's state allow.


What are your rights if a collection agent has recently began calling about the balance due on a 13-14 year old repossession?

DID the lender get a judgment for the balance due? Demand verification of the debt from CA. NO verification, NO PAY...


Are collection services allowed to levy bank accounts?

In most states it is possible for a creditor or collector who wins a lawsuit judgment to execute the judgment against checking or savings accounts even when the accounts are jointly held. how about in the state of Texas


Can your wages be garnished for the repossession of a vehicle in Louisiana?

If the lender decides to sue the borrower and wins a judgment, the judgment can be executed as a wage garnishment


Will SAFCO garnish your wages for a 12000 repossession?

Any lender has to get a judgment before they can garnishee anyones wages.Then the debtor has to have wages before any lender can garnishee them. It is up to the lender whether or not they go that route in the collection process.


Before repossession can your wages be garnished?

When you enter in a legal contract to pay and you default it is the creditors right to use all legal means to collect the unpaid balance.Sometimes the collateral is lost, destroyed or its value is less than the cost of repossession. State laws and regulations are different but I know of no rule that requires repossession prior to presuing the collection process. Garnishments are by court order to satisfy a judgment that has been granted by a court.Creditors are notified by summons of pending court action.Failing to appear results in a judgment for the plaintiff.


How do you satisfy an unsatisfied judgment after another collection agency bought the account from the first collection agency that originated the judgment?

you "satisfy" a judgment by paying balance in full or settlement. but understand that once a judgment has been issued by a court then there can be no one else that does this.


Is a judgment removed by filing a chapter 7?

The judgment is not "removed" but the judgment creditor is barred by the discharge from collecting on the judgment. Filing a c. 7 will stay the collection, but if the case is dismissed before a discharge is granted, the judgment is enforceable. If the judgment involves intentional harm or drunk driving or certain other limited situations, the discharge does not prevent collection on the judgment.


Can a judgment be put on you for an auto repossession from 15 years ago even if there has never been a judgment for it?

Call a local attorney for state specific advice on the SOL.


Can they garnish the wife's wages for a repossession in Florida if the husband is out of work?

YES, if they get a judgment against you, garnishment is next.


How to pay judgment in chicago il?

judgment in chicago Il are paid to the Chicago Department of Finance.


Is the court likely to let a collection agency get a judgment against you if there is less than a year left on a auto repossession before it has to come off your credit report?

It is a situation a matter of what you are behind on. You can lose a car and have judge,ent against you for owing a few dollars.


How do you enforce a money judgment on real estate?

you file for collection.


Statute of limitations for collection on a judgment Nevada?

10 years


Can collection judgment freeze your bank account?

Yes, a collection judgment can freeze a bank account. A court order is required. If a bank account is frozen, it cannot be used until the debt is paid.


Can a collection agency in Texas garnish my checking account?

Only if it has gone to court, served you with the complaint and gotten a judgment against you. If it has gotten the judgment, the agency must still make application through the courts to get the wage garnishment. The garnishment cannot begin until you have been given notice of the request and a chance to object to it.


If a judgment has been made against a debtor and the debt is turned over to a collection agency is the agency able to garnish wages without taking the debtor to court?

If a judgment is in place the judgment holder can execute it under the provisions of the law of the debtor's state. It would not be necessary for the creditor to transfer the debt to a collection agency. That being said, a judgment is not transferrable, so if the original judgment holder did not record the judgment and take action they could not simply "pass it on" to another collector unless that collection agency was acting in their behalf and was part of the original suit.

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