Yes. That is exactly what the process is for.
Obviously, the laws everywhere want to make sure those who provide credit (or do things under an agreement) are protected and have methods (there are many others) to enforce the agreement with those they did it for and made legal agreements with, when they don't act as they were supposed to. No state or society, wants to make it very possible for someone who fails to pay their legal obligations, fails to abide by any legal contract, to do so without recourse.
If the Cr Card co is the same or affiliated with your bank, you'll probably find part of the card agreement you made was they don't even have to garnish, they can just withdraw the amount owed from any account you have with them. Normally, you are responsible for all accruing interest, and any and all costs of the creditor having to take these actions to get what you owe them too.
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
yes they can
No.
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
Yes.
No.
Yes, after obtaining a judgment writ from the court.
Yes, but only after you are sued, lose and have a judgement against you.
No, all they can do is take you to court and try to get a ruling against you to garnish wages.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.