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Can a credit card company demand payment for a card you didn't apply for?
Wiki User
∙ 15y ago
Only the people who SIGN the agreement with the credit company can be held responsible for the debts incurred on that agreement. If that isn't your signature on the agreement....you have no obligation and they can not pursue it in any way, shape or form! Not as simple as the above. Using a card for credit that isn't yours to buy things you don't agree to pay for is not legal...it is criminal. Just using the card is evidence you wanted the credit. Ageeably, maybe sme Q about the terms, but the law does not approve of one party benefitting by getting things it doesn't have to take responsibility for. And as giving an active card without having a signed agreement is the same as just giving out money for free and no reason, which banks really don't do, if you don't believe you agreed to the credit agreement...you better be prepared to help prove there was fraud by someone to get it....of course, even then...if YOU used the card and benefited by what was bought...that fraud (identity theft) would be hard to prove....it would seem much more likely you agreed with the extension of credit by using the card...if you didn't and you used the card...then you committed fraud!
Wiki User
∙ 15y ago
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Does forbearance on student loans affect individual credit?
I was told by my student loan company (a direct loan from the U.S. govt) last year that even if I did not apply for a forbearance and still did not make a payment, the company would not report to the credit card companies until the payment was 90 days late.
Where can one apply for an Egg money credit card?
One can no longer apply for an Egg money credit card. The company was sold to Barclaycard in early 2011. One can apply for a Barclaycard credit card at the company website.
Can you apply for credit when married without submitting information on your husband?
i am a director from a construction company not a share holder, now the ceo wants us to apply loan or credit from the bank,now he came to me with papers for assessment of payment ability,will i not be in trouble if i sign those papers, please help/
How can one apply for a credit card?
There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.
What company offers lessons on how to apply for a credit card?
Ehow.com has an article on how to apply for a credit card. Also check any credit card companies you want to apply for a credit card with and look at their rates before considering applying.
If you use a debt counseling service that consolidates your debt for you can you still make payments to your credit card company directly?
When you use a debt counseling service that consolidates your debt for you, you are supposed to make one monthly payment to the credit counseling company instead of paying your credit card companies individually. However, if you come into some extra money and you want to make an extra payment directly to the credit card company, you may need to do some research. Once you sign a contract with your credit counseling company you'll need to abide by the terms of that agreement. Many credit counseling companies want all payments made to your credit cards to go through them. This will mean that you will need to send the extra money to the credit counseling service rather than directly to your credit card company. Another thing to think about is if you do send the funds to the credit counseling service, you might not have any control over which credit card they apply it to. You can tell them where you would like it applied, but that doesn't necessarily mean that's where they have to apply it.
How would you get a credit card if you had never had one before?
Apply through a credit card company or a bank.
Where can one apply for a Chrysler credit card?
You can apply for a Chrysler credit card online at websites such as Chrysler Card and First Bankcard. The Chrysler credit card is overseen by the MasterCard company.
Can you use other credit cards when are in a proccess of Debt Consolidation?
It is not recommended to apply for new credit cards or use the ones that you told the debt consolidation company that you can't afford the minimum payment. What is the point of using credit cards when you are trying to get out of debt? If you use any of the cards that are in the process of debt consolidation, the company can end your contract and what are you going to do to get rid of your debt?
Does Volkswagen give credit?
Yes. Volkswagen does offer a line of credit. Its called Volkswagen Credit but indorsed by Volkswagen of America Inc. They offer a flexible payment plan that you can apply for on line.
Do you need a social security to apply for a credit card with Capital One?
yes you have to in every credit card company.
Where can one apply for a business credit card?
One can apply for a business credit card at any major banking location. One doesn't usually apply to a credit card company themselves but to a bank such as Chase, Citi, or Bank of America.
