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No creditor can use forced collection action against a consumer w/o due process. Meaning the state statutes governing garnishment would have to be followed via the Ohio court system. Federal law protects a specific amount of wages 30 x minimum weekly wage ($154.50). A garnishment order is enforced against disposable (all deductions + any child support)income that is above the $154.50. That amount is garnishable by a maximum of 25% under Ohio State law. All wage garnishments can be appealed for reduction or dismissal.

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Q: Can a credit card company garnish wages if living or working in Ohio?
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"Prospera Credit Union is a locally owned and operated credit union serving anyone living or working in Wisconsin's Outagamie, Winnebago,and Brown.that where prospera credit union is from."


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Related questions

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