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No. A creditor who hires a law firm that is licensed to do arbitration (such as Mann-Bracken Attorneys At Law) can circumvent the normal lawsuit process and have the account ruled on by the arbitration board. However, even using the arbitration process the creditor will need to file in the appropriate court in the state where the debtor resides to have a judgment entered. The ways in which the judgment can be executed against the debtor's property depends upon the laws of the debtor's state.

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Q: Can a credit card company garnish your wages without going through a court?
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Related questions

Can a credit card company garnish your wages in California?

A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.


Can a credit card company garnish wages without taking someone to court first?

No.


Can an credit card company garnish your wages?

No


Can a credit car company garnish your wages in Utah?

yes they can


Can credit card company garnish state retirement check in Florida?

Credit card companies could not garnish a retirement account at one time in Florida.


Can a credit card company garnish wages for unpaid debt in Texas?

No.


can credit card companies garnish wages in Indiana?

In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.


Can a credit card company execute a writ to garnish your wages in the state of Alabama?

Yes.


Can an credit card company garnish your wages in Virginia?

Yes, after obtaining a judgment writ from the court.


Can a credit card company garnish your wages in North Carolina?

No, N.C. law does not allow wage garnishment when it pertains to credit card debt.


Can a credit card company garnish your wages in Iowa?

Yes, but only after you are sued, lose and have a judgement against you.


Can a credit card company have you arrested?

No, all they can do is take you to court and try to get a ruling against you to garnish wages.