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Can a credit card company legally change the terms on your cards interest rate without your consent?
Wiki User
∙ 16y ago
The answer lies in the fine print on the agreement you signed when you accepted the card. The general answer is "no" unless you give them a reason like a late payment. Then the gloves come off. Perhaps an offer of low initial interest has expired and a newer, higher rate is now in force. Drag out your copy of the agreement and read it through. Use a microscope if you need to. Or call your card company and ask them why they changed the terms. This is well know territory for the card companies. What's worse, if you have a problem and want to take legal action, you are stuck (by the contract) with arbitration. And with an arbitration company that the card company is paying regularly to handle their disputes. Good luck.
Wiki User
∙ 16y ago
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