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Q: Can a credit card company or debt collection agency sue you for an unpaid debt if you no longer live in the country where the debt was incurred?
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Can a collection agency prosecute someone on supplemental security income?

A collection agency can collect from someone on social security or disability. If you incurred a debt, you can be prosecuted.


If the collection agency amount is more than the creditor amount which amount do you legally have to pay?

A collection agency legally require the amount of the debt, plus any other charges/penalties incurred in the collection of the debt.


Can a collection agency in America collect monies outside the jurisdiction for small amounts -such as the annual maintenance fees on a timeshare?

a collection agency can collect where ever they need to. they purchased the debt from the timeshare company (to use your example). what i don't know is if they can impact your credit if for instance you were in the US and the collection agency or timeshare company is out of the country.


How can you find out who you originally owed if a debt collection company is now collecting?

After being contacted by a collection agency you have thirty days to request confirmation of the debt. Their response should include the balance owed and the place where the debt was originally incurred.


If you owe a company money and it is placed in collections can you pay the original company or do u have to pay the collection agencies?

You have to pay the collection agency. The original company has a signed contract with the collection agency and they pay the collection agency a % of what they collect from you. That's how they make their $$. The original company did not want to have the outstanding balance on their books.


How can a credit company or debt collection agency sue you for an unpaid debt if you no longer live in the country the debt was incurred?

The can sue you and win because it is your responsibility to get yourself to the trail. The court doesn't care if you have to get on a plane to get there.The courts will have a trial without you and then enter a default judgement.P.S. I am not an attorney.


Can a collection agency stop you from leaving the country?

Only the IRS


Find out if a collection agency is legitimate?

I recieved a call from a collection agency but not able to find any info on the company. How do I know its legit? Company is Action Collects. Company was very rude with a customer that is willing to pay balance in full.


Can collection agencies take you to the court?

Absolutely they can ! The only reason a person needs to deal with a collection agency, is because they defaulted on payments to the original company. That company passed the account to a debt-recovery agency, who paid the sum YOU owe to the original company. If you simply refuse to pay the collection agency, they have the legal right to take you to court to recover the debt !


If Company A sends your acct to a collection agency but you decide to pay off Company A do you still owe the collection agency money?

Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.


Can a credit card company or debt collection agency sue you for an unpaid debt if you no longer live in the state where the debt was incurred?

Yes. Moving does not eliminate your legal obligations. If you could, you would not be able to use a credit card outside the state you live in.


Where do you pay collection accounts that are reported on your credit report when the company is out of business or no longer handles the account that was reported for collection?

You pay the collection agency.