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Can a credit card company sue you and their lawyer keep calling you for a credit card your now deceased ex-husband had five years ago?
Wiki User
∙ 17y ago
If the surviving ex spouse was not a joint account holder and the couple did not reside in a community property state they are not responsible for credit card debt of the deceased. Even if the married couple resided in a CP state the spouse may not be responsible for such debt depending upon the circumstances. It is quite possible the statute of limitations has expired for debt collection, however SOL's pertain to the amount of time the creditor has to file suit and does not affect the creditor's right to collect from the debtor but not necessarily a spouse.
Wiki User
∙ 17y ago
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Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
Who is responsible for a deceased person credit card?
Bank's Insurance company
Can a credit card company collect from a deceased persons parents?
Not unless they were guarantors of the debt.
Can a surviving spouse use her deceased husbands credit card?
Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.
How to find out if I am joint account on my deceased wife credit card?
Just call the credit card company and explain the circumstances. I am sure they will help you and direct you appropriately. I am sorry for your loss.
How does Credit Safe contribute to a person's financial management?
Credit Safe, a UK-based company, provides credit monitoring services and also recommends products to customers based on their financial needs. The reviews of that company are all over the map from calling the company extremely helpful to absolutely dreadful.
Estate insolvent cannot pay credit card debt affect on heir's credit history or tier score?
It does not. The debt belongs to the deceased. If the estate cannot settle the account, the credit card company is not going to get paid.
What if person uses deceased persons credit cards?
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
Can a credit card company sue after a person dies?
If the deceased was the sole account holder the CC will need to file a claim against the deceased's estate with the probate court in the state of residency at the time of the person's death.
Can a spouse continue to use a credit card of deceased husband?
No. She must get a credit card in her own name since the guarantor on the account is deceased.
Can a credit card company go after the car of a deceased person to satisfy unsecured debt?
A credit card company can sue someone for defaulting on debt. When they do this, they can be awarded a judgment. If the debtor has assets, such as a car or checking account, then they can be awarded those things. For property, usually the items are auctioned so that the collection agency (credit card company) can get the cash. If the person is deceased, you may be able to transfer ownership of the car before the credit card company tries to take it. Unless you are listed on the debt as a joint account owner, you are not liable for it. the FDCPA spells out your rights in terms of debt collection.
How do you go about cancelling a deceased persons credit cards?
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
