Yes any company or individual can file suit over any amount due if they deem it worth their time and money. Some state have a "small claims" court in which smaller amounts (generally $100 to as high as $3,000) can be petitioned for. Whether or not they would try to sue you depends on many issues. If you are unemployed and have no assets they may decide it is not worth them spending more money on a balance they may never collect anyway. If you are employed or own real estate they may be more eager to obtain a judgment in which they could possibly execute on. I am not a lawyer but a former banker and just giving you general information that may help.
If someone uses a credit card to pay for something in the UK it costs less than one pound for the company to verify that card with the bank. There are also the costs of buying the card reader equipment and maintaining the link to the bank that need to be considered so the per card cost might be higher.
Yes, a card company can sue you for paying less than the minimum amount because you are violating the terms of the agreement. They will not sue you unless you are very far behind or owe a lot of money.
Usually the Credit Card Issuer Identification Number is the first 6 digits but the 4892 is a Visa Card issued by Columbus Bank and Trust Company as Green dot NASCAR Debit Visa Debit card, which is more or less a prepaid card.
The congress backs credit card relief by changing it so that a person can limit the cap on their credit card. This allows for more or less spending and less fees for over spending.
Yes. Amounts owed accounts for about 30% of your credit score. Ideally your utilization rate should be 20% or less. Paying your credit card balance to 20% or less will improve your credit score.
You might have to ask again. I'm not sure what you need to know so I'll try to explain how it works. You buy an item with a credit card. The clerk swipes the card through a machine. The machine is like a computer. If you have credit available it approves the sale. The purchase is automatically charged to your credit account. If you had $500 worth of credit, you now have less credit available. It's all handled electronically. If you are purchasing an item that costs over $250 the clerk sometimes has to phone a number to get an authorization code. The company who accepts your credit card has to pay 5% of the amount (of your purchase) to the credit card company. If you have cash & a credit card - you can ask the company to give you a 5% discount for paying cash. Sometimes a company will do it.
If someone uses a credit card to pay for something in the UK it costs less than one pound for the company to verify that card with the bank. There are also the costs of buying the card reader equipment and maintaining the link to the bank that need to be considered so the per card cost might be higher.
Yes, a card company can sue you for paying less than the minimum amount because you are violating the terms of the agreement. They will not sue you unless you are very far behind or owe a lot of money.
Usually the Credit Card Issuer Identification Number is the first 6 digits but the 4892 is a Visa Card issued by Columbus Bank and Trust Company as Green dot NASCAR Debit Visa Debit card, which is more or less a prepaid card.
Generally, it will sue (or sell the debt to someone who will sue) within the statute of limitations for suing on a credit card debt in your state. This is often 5 years, but it can be less or more.
The congress backs credit card relief by changing it so that a person can limit the cap on their credit card. This allows for more or less spending and less fees for over spending.
Yes. Amounts owed accounts for about 30% of your credit score. Ideally your utilization rate should be 20% or less. Paying your credit card balance to 20% or less will improve your credit score.
Merchants prefer Visa because they are charged less for the transaction than American Express.
The difference between the two should be what has been charged to the card.
Anyone with a credit score can obtain a Chase Secured Credit Card. However, this type of credit card is mainly designed for people that have less than perfect credit ratings and need help in obtaining positive credit history.
No. Texas does not allow creditor wage garnishment, regardless of the amount owed.
Do not be taken by this useless scam. There is no such credit card as a Hapsburg Credit Card, much less one that is pre loaded with a $10000 cash value.