Can a credit card company garnish wages in state of Texas for a balance less than 5000?
No. Texas does not allow creditor wage garnishment, regardless of the amount owed.
You have credit card debts in Canada you are currently settled in Texas Can the Canadian credit card companies garnish your wages in Texas?
A credit card company cannot garnish your wages. A creditor must follow due process according to the laws of the debtor's resident state. Which means a lawsuit would have to filed, the case won, a judgment filed and granted and then the judgment executed. All states have laws that govern garnishment amounts. Some states such as Texas do not allow creditor garnishment at all. The average time it takes for a creditor suit to be…
Yes, if they have or obtain a judgment against you for the outstanding balance of the loan, plus collection fees, legal fees, repossession fees, storage fees, auction fees, and any unpaid balance. Essentially, you could end up owing much more than the original loan, and if (when) they obtain the judgment, you will have no say in how they collect it. they can garnish your bank accounts, attach other assets with court order, and garnish…
In the State of Texas, the answer would be "YES" as both parties signed for the car loan and both are responsible for the balance due. I was the primary signor but the cosigner had the car and was making the payments. Then she stopped making payments after owning the car for 3 years and the car was repossessed.
I am a layman, but due to a lawsuit i had filed, my lawyer informed me that in Texas, you cannot garnish someones wages, but you CAN garnish where they put their money, such as bank accounts, etc. I am in the process of researching how to determine what bank accounts they have and what the procedure is, but the answer is yes.
Yes your bank account can be levied for a credit card debt in texas. They CANNOT garnish your wages but they can levy your bank account if they sue you and get a default judgement. I found this out the hard way. My husband had stopped paying on a credit card in 2006 and we received a notice 12/2009 that they were suing him but was not aware of what they could really do besides…
What can a lender do in the state of Texas if my vehicle was repossed and sold and now they want me to pay the balance and I can't afford to?
Can a payday loan company really take you to court if you don't pay off the loan and get you for a bad check in Texas?
What are the website for the Texas office of the consumer credit commissioner and the Texas Department of Transportation?
You owe a debt in Texas a collector from Texas wants to garnish your wages in Mississippi Can he do that?
Yes, Texas does not allow wage garnishment for creditor debt. There is however a catch to this, as the state does allow bank account levy. If a debtor believes they may be sued, they should take steps to protect bank accounts and other property including that which is jointly owned by married couples as Texas is a community property state.