No. They will always try to get in touch with you or give you a notice or a grace period to pay off your dues before you are dragged to court. If they try to reach you and you are not available at the address mentioned in the documents then they can file a case without knowledge.
No.
It depends on how much you owe the credit card company. If it is under 3000.00 they will sell it to a collection agency who then can take you to court. It ruins your credit. If it is over 3,000.00 they can go to court (usually without your knowledge) and put a garnishment on your bank account. You go to the bank one day and surprise..no money. They will leave the levy on your account until the amount owed(plus interest) is satisfied. The bank has to do this if there is a court order. Your best bet is to call the bank or credit card company and try to work out payments. Retired Credit Collections Supervisor
No creditor can freeze anyone's assets without court authorization--disability or not.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
Only if you get divorced and he requires you pay half in court or if he calls the finance company and requests to have the history of payments added to your credit report( this can be a good thing to those who need instant credit, and bad to those who don't want to get involved in the payments due to negative history).
If you don't pay your credit card bill, the company may put the nonpayment on your credit report. Also, the credit company may sue you in court.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
Can my check be garnished without, out court order
A company can seize assets doe to credit card default if they obtain a judgment through the court. You will be notified of the court date.
They have to take you to court to take anything from you.
A motorcycle that was paid for on a credit card can not be repossessed considering the credit card company paid the dealer. You must pay the card company back though or they can take you to court.
Yes, after obtaining a judgment writ from the court.