When a creditor wins a lawsuit they can enforce a writ of judgment which can be wage garnishment. Wage garnishment may not exceed 10% of the gross salary of the defendant,the first $154.50(based on being paid weekly) is exempt under federal law. NJ allows the choice of federal or state exemption concerning homestead exemptions. The federal exemption being more beneficial for the debtor. The exemption is $18,450 and may be doubled for married couples. There are other exemptions which can protect specific amounts and items of real and personal prop. Some states allow the forced sale of a home that is not covered by the homestead exemption. However this is rarely done when it pertains to the primary residence.If you feel I can be of further assistance please email me macky83@juno.com
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
No.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Absolutely ! If you owe money on a credit card - the company is perfectly justified in recovering that money - even if it means taking payments directly from your wages ! Credit cards are designed to be used responsibly - if you've overused the card to the point that you can't afford the repayments, it's YOUR responsibility to come to an agreement with the card company !
No
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
No.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Yes.
No.
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.
Absolutely ! If you owe money on a credit card - the company is perfectly justified in recovering that money - even if it means taking payments directly from your wages ! Credit cards are designed to be used responsibly - if you've overused the card to the point that you can't afford the repayments, it's YOUR responsibility to come to an agreement with the card company !
In Indiana, a credit card company can only garnish wages if there has been a judgment against you. If they sued you, and you lost or did not show, and the Judge determined you owed, they can garnish you. They can not do it on their own.
Yes, after obtaining a judgment writ from the court.
Yes, but only after you are sued, lose and have a judgement against you.