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What else can I help you with?
Can a creditor call on Sunday in Michigan?
Yes.The FDCPA does not prevent a creditor/collector from contacting the debtor on Sundays and/or holidays.
Can a creditor call you at work in Illinois?
In Illinois, creditors are generally allowed to contact you at work unless you have asked them not to or if your employer does not allow such calls. You can request the creditor to stop calling you at work if it is causing you problems.
If you have requested three times that a creditor not call you at your place of employment and they still call what can you do to stop it?
If you have asked this creditor to stop calling your work, that is not enough. You must put it in writting and mail it to them, at this point they are not permitted to call you at your place of employment or even your home if you request this in your letter as well.
Can Michigan pensions be garnished by a debt collector?
Not if it is creditor debt, such as credit cards.
What can you do about an affirmed debt that is behind?
Call the creditor and try to work something out, until you can start making regular payments again.
Can a creditor garnish wages and seize money from a bank account in Michigan?
A creditor can garnish wages or attach assets if they have obtained a judgment against the debtor.
Should you call the lease creditor that you want them to reposes my lease auto?
Yes, give them a call and work it out. If at all possible avoid a repossession. It will negatively effect your credit for 7 years.
What can a creditor do if you are in default on a credit card?
A creditor can turn you over to collections and report you to the credit reporting agencies. Depending on what type of credit card you are talking about, the creditor can also demand return of items purchased on the card (such as an appliance store account). If you are getting harassing phone calls at home or work (yes, they are allowed to call you at work), you can send them a written letter stating that you no longer want them to call you at home or work (sent via registered mail with return receipt). The creditor would then be allowed to call you one more time to verify receipt of your letter. Creditors are also not allowed to call you before 7am or after 9pm. Due to privacy isses, creditors are not allowed to tell your employer or others not listed on the credit account why they are calling.
Creditor call your cell phone?
No laws against it
What do you call a person who lend money?
a pawnbroker
Can you still be called at work concerning a debt or is this now considered harassment?
A creditor can contact a debtor at work unless these calls are prohibited by the employer or the creditor has been told not to call debtor at work. You can also contact the creditor, in writing, to request that all calls cease and all communication be done by mail. Then the creditor will be able to contact you one more time to let you know phone calls will be discontinued. The first answer was right on the money, but remember, it HAS TO BE IN WRITING for the debt collector to be forced to comply.
What is the statute of limitation for credit card company to collect debt from people owing them in Michigan?
In most cases it is 6 years. However, Michigan has a statute that in some cases will allow a creditor to use another state's SOL. It would be advisable to discuss the issue with an attorney qualified in creditor/debtor law.
