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What else can I help you with?
Do you still owe if the creditor does not cash the check or it was lost?
Yes, you still owe the money if for some reason the creditor does not cash your check or has lost it. The creditor can request a new check.
Can a creditor still charge interest rates if they are garnishing your wages?
If you have a garishee against your salary can the creditor still charge interest. Thanks Theo
Do I still owe if a creditor refuses to give you payment address?
If a creditor refuses to give you payment address, you still owe them money. This might be frustrating but does not get you off the hook.
If I graduate from college in four years will there still be teaching jobs available?
Teaching jobs are some of the most highly requested jobs from employment agencies. They have many positions to fill and a severe lack of qualified professionals who can fit the bill.
If a creditor obtains a judgment can bankruptcy still be filed?
Yes
If you file for chapter 7 bankruptcy and have the first meeting with the treasurer can you still add a creditor to the bankruptcy?
You should have no problems filing an amendment to add the creditor.
Is it still legal to be called at work concerning a debt and if so can they find out where you're working if you change employers?
It is legal until you notify the creditor/collectors that you cannot be contacted at your place of employment. The majority of collectors will honor the request, as the last thing they want to happen is for the person to lose their source of income. If they continue to call a "cease and desist" letter can be sent by certified mail, this correspondence can also be used to stop creditors from calling a person at their private residence. Please be advised not all FDCPA laws will apply to an original creditor.
If the creditors repossessed a motorcycle and then DID NOT sell it at an auction do you still owe?
No you don't still owe; once the motorcycle has been repossessed, it is no longer your concern. Whether the creditor sells it or fails to sell it is the creditor's problem, not yours.
If wage garnishment is in place by the IRS can another creditor with a judgment levy my bank account?
Yes, the debtor's bank account could still be subjected to levy by a judgment creditor. Garnishments and levies must run consecutively, meaning that there cannot be multiple creditors enforcing judgments at the same time in the same manner.
If your debt with a judgment against you has been sold can the judgment still be on your credit report from the original creditor effecting your credit report twice?
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
If a creditor uses a collection agency to collect on a debt do you still have to receive some kind of statement?
No. The collection agency will validate the amount for you if need be, but the creditor no longer owes you the courtesy of a statement.
Do you still need to pay a company if you are paying a collection agency for the charged off debt?
No, as they are the legal agent of the original Creditor and the arrangements made with the collection agency are binding on the original Creditor.
