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Absolutely ... happens all the time ... like when people get these credit card offers in the snail-mail ... the credit company has checked your rating to see if you might qualify for one of their cards.

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Wiki User

16y ago
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14y ago

No. Companies often check your credit report to see if you match their offer for credit. Get on the privacy alerts services and they stop that from happening. I have LifeLock and no one gets to my files unless I want them to.

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12y ago

Of course. Your credit is public, which is why it is so important to keep it high instead of borrowing a lot of money you can't pay back and missing payments.

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Q: Can a creditor obtain your credit without permission?
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Related questions

When can your credit report be reviewed by a lender or other entity?

when you ask said lender for a loan, you will sign a release that allows them to obtain your credit report and show it to you.If you are applying for credit, you may give permission for a credit review. Otherwise, your credit cannot be reviewed without your permission.


What may a creditor do if you fail to pay credit card debt?

They can do a number of things: Take you to court and obtain a judgement. Once they have that they can garnish wages or confiscate property to obtain their money. Make a negative entry into your credit report, making it more difficult for you to obtain credit for additional credit cards as well as home and auto loans.


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Using protected intellectual property without permission is a violation of federal law.


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You need to ask within 60 days.


If a credit application is rejected the creditor must give you the specific reasons or tell you how you can obtain your credit results if you ask within how many days?

You need to ask within 60 days.


Is Using others credit card is a crime?

Yes, using someone else's credit card without their permission is considered credit card fraud and is illegal. It can result in criminal charges and other legal consequences. Always obtain explicit consent before using someone else's credit card.


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You should obtain permission first. You may be sued even if you do give credit to the author.


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If you give permission, your spouse can get medical records from before marriage. Without your written permission, your spouse can't legally obtain such records.


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The police cannot enter onto private business property without the owner's permission in Arizona. They must obtain a warrant to do so, if they do not receive permission.


Free credit report with out credit cards?

Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!


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