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This will depend on where you live.
Where I live the Creditor can put the debit into collections as many times as he likes as long as:
- It is being pursued by only one collection agency at a time
- It has not expired under the law
- It has not been "Satisfied" under the law. Bankruptcy is an example. So is a valid payment plan as long as the payments are made on time.
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∙ 10y ago
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Am I in a debt collection process?
The easiest way to find out if you are in a debt collection process is when a debt recovery agency contact you or the creditor some times handle debt collection inhouse. Usually collection agencies send a demand letter but that depends after the creditor turn to collections their receivables
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing how should the account holder try to work out a resolution?
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing, how should the account holder try to work out a resolution?
Which of the following are NOT required for purchase account records?
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing, how should the account holder try to work out a resolution?
Can a creditor reopen an account once it has been reported to the credit agencies as a charge off?
Most creditors will say no. What can be done: 1. the creditor can change the rating on the account if you have proof that it was paid on time with the borrower getting a letter stating that they did just that. Follow up with the 3 credit reporting companies to make sure this is done. 2. the creditor can start a whole new account--that will allow you to pay this one on time, giving you a 2nd chance. KEEP ANY LETTER YOU GET THAT CHANGES YOUR REPORT AS THE POSSIBILITY THAT YOU WILL NEED IT AGAIN IS VERY HIGH!!! On a charged off account, most corrections have to be done by hand--alot of times this is not done (for whatever reason) and your letter is the only proof of what was done.
To find out your balance on a savings account at a bank which measurements must be accurate?
The number of times interest is calculated for your account Total in your account Interest rate
If a bill has been sent to collections is it better to pay the creditor the full amount or pay the collection agency?
AnswerOnce the account has been placed with a collection agency, it usually doesn't matter who you pay. Sometimes the bank will accept your $$, other times, they will refer you to the CA (agency).If the agency treated you in an abusive matter, then by all means report the behavior to the creditor and pay them dirrectly. A sympathetic ear in their office can get you a really good deal on settling.It matters, pay the creditor.
Am I in a debt collection process?
The easiest way to find out if you are in a debt collection process is when a debt recovery agency contact you or the creditor some times handle debt collection inhouse. Usually collection agencies send a demand letter but that depends after the creditor turn to collections their receivables
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing how should the account holder try to work out a resolution?
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing, how should the account holder try to work out a resolution?
Can the same debt be on your credit report multiple times due to collections?
No, but it happens. This can be disputed before you pay any collection agency call me first to give you information about a free weekly conference call on credit repair and what protect you from these collections agencies.
Which of the following are NOT required for purchase account records?
A purchase account holder recently discovered that the purchase account was billed multiple times for the same purchase. Prior to disputing, how should the account holder try to work out a resolution?
Can The same control account support multiple level WBS elements?
Each control account may have one or more work packages under it. Obviously, each work package must belong to only one account; otherwise, some factors, such as cost, will be double counted or counted multiple times.
How do you unblock your banned account on marapets?
You can't I've mailed them a million times to recover my account but nothing they thought I was using a multiple account but I wasn't it was just me and my twin sis sending stuff to each other!
Can a creditor reopen an account once it has been reported to the credit agencies as a charge off?
Most creditors will say no. What can be done: 1. the creditor can change the rating on the account if you have proof that it was paid on time with the borrower getting a letter stating that they did just that. Follow up with the 3 credit reporting companies to make sure this is done. 2. the creditor can start a whole new account--that will allow you to pay this one on time, giving you a 2nd chance. KEEP ANY LETTER YOU GET THAT CHANGES YOUR REPORT AS THE POSSIBILITY THAT YOU WILL NEED IT AGAIN IS VERY HIGH!!! On a charged off account, most corrections have to be done by hand--alot of times this is not done (for whatever reason) and your letter is the only proof of what was done.
How many times can a creditor telephone in one day?
By the Fair Debt Collections Practices Act, debt collectors may call once per day and either speak to the debtor or leave a simple message. If the debtor requests or gives permission for the collector to call additional times, then more calls are permitted. Anything more is harassment.
What is a good sentence using the word creditor?
There is no good sentence using the word creditor, unless that is how you make your living: That creditor keeps calling, no matter how many times I tell them that they have the wrong John Smith.
Do you have any recourse against a creditor who garnished your bank account twice even though the court order was for a single garnishment?
The first thing the garnishee should do is determine if it was a wrongful garnishment. In general garnishment writs can be renewed every thirty days. The purpose being the garnisher is legally allowed to recover all the monies owed even if it requires multiple garnishment action. The creditor/garnisher does not need to repeat the entire court procedure each time, but can refile the original garnishment order with the court and then activate it. If the order was for a single garnishment and the garnisher executed it multiple times, the garnisher and the bank/financial institution is in error and the funds seized should be reimbursed to the account holder/garnishee. However, to accomplish this the garnishee has to file suit with the court and provide documentation that such a thing occurred.
Is the name on a debit card the owner of the card?
Yes. Multiple people may be onthe account but the name on the card is the owner of the card. If you are on the account but you bring in a card with someone else's name on it attached to that account, many times the bank will not accept it, even of you know the pin.
