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Can a debt after 6 years of no notices from a company bought from another still be collected?
Wiki User
∙ 15y ago
One answer
Your original debt was with the original creditor. Research the Fair Debt Collections Act. It will protect you against these creditors and 3rd party collectors or if not call me and I will provide you information on a weekly conference call where you can find out your rights and ask questions from professionals. More input
Your description is not complete. A few things that matter are:
1. Was 1st company your original creditor?
2. Which state do you live in?
FDCPA (Fair Debt Collection Practices Act) would help you, but before that you need to check your state statute. Please check for your state's statute, as there is a limited time line till when creditors or collection companies can sue you to get the pay checks garnished.
If the 2nd company has intimated you recently, most probably they are 2-3 months away from the dead line. This is the general practice of collection companies.
Please search for your state statute and then, you can take a call on the same.
Wiki User
∙ 15y ago
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