For the most part yes. The only problem you could run into is if the creditor involved believes that you intentionally incurred the debt with the intention of then filing bankruptcy. If they can prove this the debt is determined to be bankruptcy fraud and nondischageable.
No, there is not an option for reopening a discharged BK to add creditors, such action only applies to assets or income that was not included in the original filing.
about 4-5 months after filing chapter 7.
Probably not. They are likely all post petition (meaning after your filing date - they don't have to be before the discharge date) items anyway.
Yes. That reporting to a credit agency of an item of fact, is not an attempt to collect the debt. Your not expecting you mortgage debt to be discharged are you?
not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.
As soon as your discharged
No, only debts that existed before the BK filing are discharged. You cannot continue to accrue debt while in BK and expect to discharge that as well.
There are no time limits for filing a Chapt. 13.
It depends on the chapter you filed under. If you filed under Chapter 7, you have to wait 8 years before filing again. If you filed under Chapter 13, you only have to wait four years.
A person's income does not count after filing chapter 7 bankruptcy. All that counts is what you had before filing bankruptcy.
There is no set credit score that everyone is assigned after filing bankruptcy. How much your credit score drops depends on a lot of factors, including how many debts you discharged, what your score was before you filed, how many secured debts you reaffirmed, and what type of debts were discharged. Hope this helps!
The bankruptcy petitioner can file another chapter 7 8 years after the date of filing of a previous chapter 7.