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For the most part yes. The only problem you could run into is if the creditor involved believes that you intentionally incurred the debt with the intention of then filing bankruptcy. If they can prove this the debt is determined to be bankruptcy fraud and nondischageable.

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Q: Can a debt be discharged in a no asset chapter 7 if it was incurred a few weeks before the filing?
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Related questions

Is there a form to file a Motion to Amend a discharged no-assets Chapter 7 and add previously unknown creditors of debt incurred before filing?

No, there is not an option for reopening a discharged BK to add creditors, such action only applies to assets or income that was not included in the original filing.


When do you get discharged from a chapter 7?

about 4-5 months after filing chapter 7.


You have a chapter 7 discharged in 2006 now you are filing taxes for your return from 06 can they take it after you have been discharged?

Probably not. They are likely all post petition (meaning after your filing date - they don't have to be before the discharge date) items anyway.


Mortgage lates after filing chapter 7 Can a mortgage company report lates after filing of a chapter 7 and before a discharge?

Yes. That reporting to a credit agency of an item of fact, is not an attempt to collect the debt. Your not expecting you mortgage debt to be discharged are you?


Can you file a chapter 7 bankruptcy and a chapter 13 bankruptcy?

not at the same time, and you'll have to wait a certain period of time after being dismissed/discharged from one before filing the other.


How soon after filing chapter 7 can you sale a house it paid for so you can move?

As soon as your discharged


Can a bill be added to chapter 7 before the discharge?

No, only debts that existed before the BK filing are discharged. You cannot continue to accrue debt while in BK and expect to discharge that as well.


If a person files Chapter 7 in 2000 and it was discharged how long to they have to wait to file a Chapter 13?

There are no time limits for filing a Chapt. 13.


Can you declare bankruptcy now that your first bankruptcy is discharged?

It depends on the chapter you filed under. If you filed under Chapter 7, you have to wait 8 years before filing again. If you filed under Chapter 13, you only have to wait four years.


Does income count AFTER you file chapter 7?

A person's income does not count after filing chapter 7 bankruptcy. All that counts is what you had before filing bankruptcy.


What is your credit score after filing chapter 7?

There is no set credit score that everyone is assigned after filing bankruptcy. How much your credit score drops depends on a lot of factors, including how many debts you discharged, what your score was before you filed, how many secured debts you reaffirmed, and what type of debts were discharged. Hope this helps!


When can you file a chapter 7 bankruptcy if you had a chapter 7 discharged in December 2001?

The bankruptcy petitioner can file another chapter 7 8 years after the date of filing of a previous chapter 7.