Can a debt collector call a place of employment and demand to speak with the debtor?
Call or email
By the Fair Debt Collections Practices Act, debt collectors may call once per day and either speak to the debtor or leave a simple message. If the debtor requests or gives permission for the collector to call additional times, then more calls are permitted. Anything more is harassment.
The FDCPA allows creditors to contact debtors as many times as needed as long as it cannot be defined as harassment. For example, a creditor/collector could probably call a dozen times within the 8:00 am to 9:00 pm time allotment without being in violation. However, they cannot call continually, for example every hour, every half hour, etc. Persons subjected to creditor calls should bear in mind that they have no legal obligation to speak with the caller.
Debt collectors can call with a blocked id, the same as anyone else who wishes to remain anonymous and not have their number revealed. A debt collector can not call from a number that has been blocked, however.
Yes, they can call you as many times they want if are not responding them.
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
If you have asked this creditor to stop calling your work, that is not enough. You must put it in writting and mail it to them, at this point they are not permitted to call you at your place of employment or even your home if you request this in your letter as well.
Yes, but after the initial contact the debtor can request not to be contacted at his or her place of business. If the creditor/collector continues to contact the debtor at their place of employment they are breaking FDPA laws and should be reported.
Debt collectors can contact people at their place of employment until that person request the agency/collector cease from doing so. Once the debtor has told a creditor/collector to no longer contact them at work the collector must do so. If after notice a collector continues such action they are in violation of the FDCPA and should be reported.
Not many - so get some friends to help. Answer the phone and request the collector to "not call you again" and have 3 or more witnesses on extension phones. You can't legally record it so the witness can testify you ask for no more calls.
a mug collector
Depends on your contract of employment.
Yes but if you are called at your place of employment and request you not be contacted there they have to stop.
A bibliophile is a book collector.
Yes, they don't care if you have a job or not. They want to get the bill paid. The only conditions they have concern the times of day they can call, how often, who they can call.
It is obvious! the name is a thing you call shoe collector!
Conchologist - a collector and student of mollusc shells.