Yes, and they very often do. It is a common practice for creditors and larger collections agencies to obtain credit reports in an attempt to recover a debt. Credit reports provide a tremendous amount of information. This information can be obtained through countless other means, but the CR puts it all right there at their finger tips.
To remove a debt collector from your credit report, you can dispute the debt with the credit bureaus if you believe it is inaccurate or outdated. You can also negotiate a pay-for-delete agreement with the debt collector to have the negative information removed in exchange for payment.
Not if it is creditor debt, such as credit cards.
Yes, you can request a debt collector to remove an entry from your credit report, but they are not obligated to do so. You can try negotiating with them or disputing the entry with the credit bureaus.
No, a debt collector cannot remove negative information from your credit report. Only the credit reporting agencies or the original creditor can remove or update information on your credit report.
Yes, if they get a judgment against you, and most do. Once the judgment has been entered and is public record, that judgment will go on your credit reports and it will tank your credit scores.
Yes, especially if the arrangement is with a debt collection agency and not the original company. That you're paying the bill is good, but the history of having trouble paying it and the bill going into collections will be reported on your credit history.
if you owe bank and is in the processes of paying them back but they have not yet sent a notice to the collector debt. Does it show up on your credit report
No they cannot
No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.
If one has credit card debt, one can contact the credit card company and inquire about debt settlement services, Otherwise, one can go to the government website consumerfinance.
Call your credit card company and inquire. If you can not get through, cancel the card.
Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.