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Can a 400 bill that is unpaid affect your credit report even if you make payment arrangements with the debt collector?
Wiki User
∙ 18y ago
Yes, especially if the arrangement is with a debt collection agency and not the original company. That you're paying the bill is good, but the history of having trouble paying it and the bill going into collections will be reported on your credit history.
Wiki User
∙ 18y ago
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