== == There are four or even five factors that affect your scores: Payment History Balance Mixture of Credit Late Payments
I got an apartment with this credit score, actually pretty good.
Yes. Any new credit account or loan will effect your rating.
An Unsecured loan can very much affect your credit rating, but it depends on whether you pay it back and keep your promise. If not, your credit rating can severely drop and you will lose trust with your provider.
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
seven years from the date of last payment.
No, if you receive an income sensitive repayment plan after consolidating and the payment is $0 because of your dependents and income, then it will not adversely affect your credit score.
Yes, If the co-signer gets "dinged" on the credit report just like they where the signer
It will appear as an obligation and as such limit the amount that will be considered for total monthly payment. No I don't think it will affect your your credit score.
== == There are four or even five factors that affect your scores: Payment History Balance Mixture of Credit Late Payments
I got an apartment with this credit score, actually pretty good.
Possessing a criminal record CAN affect your credit rating - but to what extent, is a confidential rationg factor the credit rating industry won't release.
Yes. Any new credit account or loan will effect your rating.
An Unsecured loan can very much affect your credit rating, but it depends on whether you pay it back and keep your promise. If not, your credit rating can severely drop and you will lose trust with your provider.
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
You need to discuss this issue with an unbiased professional. If you "join into" a mortgage you are indeed liable for the underlying indebtedness. Otherwise the lender wouldn't ask you to sign the mortgage. If the mortgage goes into default it will not only affect your credit rating but the lender can go after you for payment.
Not generally.