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Ye, reference the vacancy clause of your homeowners insurance policy. Most policies contain language that require you notify the insurer within a certain time frame of extended periods of vacancy.

To avoid unexpected cancellation of coverage due to occupancy issues, be sure to properly list your occupancy type. Certain types of residences may be listed as, vacation homes, vacant property, temporary or seasonal homes.

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Q: Can a homeowners insurance policy be cancelled if the homeowner is out of the country and the property left vacant?
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Can homeowners insurance be cancelled because all sinkhole damages not repaired?

Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.


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Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


If your assaulted by a homeowner away from property can you settle your lawsuit through their homeowners insurance?

No, Homeowners Insurance does not provide liability coverage for criminal acts of the insured. It does not matter if your on or away from the property.


Does homeowner's insurance cover loss of a well due to nearby blasting?

No, Homeowners insurance does not warranty the production of a well on the property.


Would likely be covered under homeowners insurance but not by renters insurance?

Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.


Does homeowners insurance stay with property or homeowner when he moves?

Homeowners insurance is NOT transferable. It will not follow the Homeowner to a new property nor will it cover the home for the new owner. If the homeowner sells or vacates the home or transfers ownership by other means the policy is null and void at the moment the property changes hands whether or not the Insurance company has been notified. A new owner must qualify for their own insurance policy based on their own merits.


Does homeowner insurance cover tenants who live in a duplex if they fall and break ankle?

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What are some major companies that offer homeowner's insurance?

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Does home owners insurance cover accidental falls?

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