it usually depends on the company the policy is with. but usually you dont need a signature to change a beneficiary.
No. You must have the signature of the insured person.
no, without a signature there is no agreement of it.
The insured can never amend his insurance policy without the consent of his irrevocable beneficiary because this act would lessen or diminish what is due to the irrevocable beneficiary and thus considering that this is a diminution...consent of the IR beneficiary is necessary.
no
Yes. The owner of a life insurance policy can change the beneficiary at any time. If there are divorce proceedings or child support involved, these things matters often include court orders preventing the change of beneficiaries.
Generally no. The insured must generally sign the application and take a physical. There are a FEW speciality policies that might do this. Here's ONE. http://www.piu.org/pdf/Confidential%20Life%20501.pdf It won't do spouses though. For more info see www.SteveShorr.com/life.htm Of course he can take her off the policy and he can do that without her notice.He can have anyone at all as beneficiary
Under normal circumstances the named beneficiary collects the proceeds from a life insurance policy without court intervention.
Your question is kind of vague but basically if you are the owner or beneficiary of the policy the insurance company will discuss the beneficiary with you.
The insurance proceeds would be part of their estate and would pass according to their will or by intestacy to their next-of-kin.
You must know where he last worked (he could still be working there) so simply phone and ask to speak to him and if he no longer works there you will be told. If he is still dealing with the same life insurance company phone them and let on you may want to bring your husband in along with you and possibly change the policy. They are more apt to give you information on this. Also, your husband must have a copy of that policy so I'd search around the house (if you are still living together) and find it. He may also have a safe deposit box at a bank. Depending on the company, many of them require any beneficiary changes to have the signature of the spouse on them. I've worked for three major companies and they all made me have spouse's signature if the beneficiary was anyone other than the spouse. The above poster is correct. However, if you call the insurance company and say "my husband and I would like to come in and discuss the policy" and your name is still on it they will ask more questions and ask what changes you want to make. If you are no longer on the policy you'll get the run around because they can't legally discuss this policy if you aren't the beneficiary. You'll have your answer.
No, you cannot apply for a credit card in your husband's name without his signature and consent.
no